Quick Links

10 Year Flexi Deposit Scheme

The Fixed Deposit now gets flexible for a tenure of 10 years that members can choose as per their financial planning. They can earn an interest of 13.50% for a minimum deposit of Rs. 1000/- and further in multiples of Rs. 1000/-, along with prematurity facility. Members can even earn up to 15.00% interest on the deposit of Rs. 1 crore. Here’s where you can check out the FD interest rates:

Lump sum deposit amount Rate of Interest (Prematurity facility available)
On deposit upto ₹ 5 lacs
Minimum deposit of ₹ 1,000 and further in multiples of ₹ 1,000
13.50%
On deposit of ₹ 5 lacs and above but less than ₹ 15 lacs
Minimum deposit of ₹ 5,01,000 and further in multiples of ₹ 1,000
13.75%
On deposit of ₹ 15 lacs and above but less than ₹ 25 lacs
Minimum deposit of ₹ 15,01,000 and further in multiples of ₹ 1,000
14.00%
On deposit of ₹ 25 lacs and above but less than ₹ 50 lacs
Minimum deposit of ₹ 25,01,000 and further in multiples of ₹ 1,000
14.25%
On deposit of ₹ 50 lacs and above but less than ₹ 1 crore
Minimum deposit of ₹ 50,01,000 and further in multiples of ₹ 1,000
14.50%
On deposit of ₹ 1 crore and above
Minimum deposit of ₹ 1,00,01,000 and further in multiples of ₹ 1,000
15.00%

Interest rates effective from july 01, 2018

FAQs

What is the tenure of 10 year Flexi Deposit Scheme?

The tenure of deposit scheme is 10 years.

What is the minimum investment amount for 10 year Flexi Deposit Scheme?

The minimum amount of investment is Rs. 1000 and after that further in multiples of Rs. 1000

Is there any facility for prematurity in 10 year Flexi Deposit Scheme?

  • Prematurity payment facility not available till 3 years.
  • After 3 years till 5 years – Prematurity facility available with 9% annual interest rate.
  • After 5 years till 7 years – Prematurity facility available with 9.5% annual interest rate.
  • After 7 years till 10 years – Prematurity facility available with 10% annual interest rate.

Withdrawal before maturity will be based on Put call option.

Is there any loan facility on 10 year Flexi Deposit Scheme?

There is no loan facility available under this scheme.

AVAIL HIGHER INTEREST RATES WITH 10 YEAR FLEXI DEPOSIT SCHEME

Adarsh Credit Co-operative Society takes a step towards making fixed deposit way more flexible, allowing the members of the society to gain high benefits. 10-year flexi deposit scheme allows you to invest your money for a period of 10 years with varying interest rates.

This 10-year flexi deposit scheme is exclusively available for the members of Adarsh Credit Co-operative Society, providing an interest rate varying from 13.50% to 15.00% depending on the invested amount. In this 10-year flexi deposit scheme, the minimum investment amount is Rs.1000 and after that, you can invest in multiples of Rs.1000.

Apart from the higher rate of interest provided by this scheme, there are also some other benefits that you can avail such as premature withdrawal. So invest in 10-year flexi deposit scheme today and start getting its benefits.

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

Enquire now for 10 Year Flexi Deposit Scheme

Name
Email
Phone no
Message
© Copyright - Adarsh Credit. 2018 All rights reserved. Designed and developed by Communication Crafts.