Financial advisor

Adarsh Credit brings you some sure ways to multiply your savings


Everyone on the earth has their own dreams and they hold a capability to fulfil their dreams but what if you are short of money? Being ambitious is one thing and having resources to accomplish the ambitions is another. For this, you need to earn, maybe more than what you get from your regular remuneration.

How is this possible? What are all sources that earn you that extra money? There are, certainly! You need to save at the first and invest your savings in the right instrument. This is how you will be able to make more money and fulfil your ambitions.

1. Setting up achievable goals

Dreaming is okay but it must be within your limits. You can’t become a billionaire in a night or two. So firstly, set up some small achievable goals. You can decide on some small aims such as saving a small portion of 500 rupees every month. But make sure that you keep aside this amount regularly on a monthly basis. This amount will become a huge one after some years. Apart from accomplishing your dreams, these tiny savings will also help you pay out your daily expenses.

2. Make smart investment

This is the most important decision you need to take as it is, after all, going to affect your returns on that investment. To invest, there are multiple options available such as real estate, mutual funds, fixed deposits, daily deposits, recurring deposits, share capital, the stock market, etc. Analyse all the schemes, compare their perks and then decide which suits you the best.

  • Fixed deposits: FD has always remained a lucrative option to invest as it provides secure returns for a fixed tenure on your principal amount. No risk factor and 100 percent guarantee of getting your returns. With Adarsh Credit, you can avail high FD interest rates on your investments.
  • Daily deposits: Also known as Pigmy deposits, these are another most popular instrument when it comes to receiving secure returns. If you can save just a small amount on a daily basis, your savings will become a huge amount one day. This is why the concept of daily deposits has received a huge acceptance. You can earn an impressive interest as well and hence, multiply your savings in no time!
  • Adarsh exclusive schemes: Adarsh Credit society has renowned countrywide for the highest interest-paying schemes. Some Adarsh exclusive investment products such as Adarsh Triple, Adarsh Bachat Patra and Adarsh 18 multiply your savings in a short period of time. You can check our website for more information on this.

3. Saving in specific categories

Consider spending after some certain categories in a month only, according to your priorities. For example, you can go for purchasing a refrigerator (just an example) this month and your office outfits in the next month. This will certainly prevent you from spending on unnecessary things!

4. Taking advice of a financial advisor

If you think that you are amateur at this entire investment game, then why don’t you hire a financial advisor? It will be great to do so as financial advisors are the pro with their investment skills and hence, they can suggest you the most money-minting investment options for your savings. No other could tell you better which all schemes you should invest in!

All these tips are some certain ways to double or triple your hard-earned money savings. So why wait? Start investing from today itself!



Adarsh Credit shakes hands with Oxigen in line with Digital India

It’s undoubtedly true that Adarsh Credit is one of the most renowned and reputed credit co-operative societies in India.Through our great financial products and continuous efforts to encourage rural India with our tech-savvy adoptions, we have contributed a lot to strengthening this country’s economy.Moreover, whether it’s about promoting women empowerment or adopting a school in the town, we at Adarsh Credit have always been active and forefront.

Apart from our continuous efforts to encourage Indians to go digital, we have done something Big this time. In line with ‘Digital India’ dream envisioned by our Prime Minister Shri Narendra Modiji, Adarsh Credit Co-Operative Society has taken a great step towards making India digital. We are very happily announcing here that we have tied up with Oxigen Services-one of the brightest names in India providing payment solutions.

Adarsh Credit’s association with Oxigen

As per this tie-up, more than 2 lakh retail counters will work as Adarsh Credit’s business correspondents.Through this partnership, they can avail Adarsh Credit’s financial services such as fixed deposits, recurring deposits, share capital, loan, etc.The retailers will offer services such as account opening with e-KYC, Aadhaar-enabled credit and debit, recharges, Bharat Bill Payment Services and more. Through this partnership, Oxigen Services will install micro ATMs and shape up the branchless banking initiatives.

Our CEO’s words on this tie-up

Speaking on this tie-up, our CEO & MD, Rahul Modi said that this tie-up will be a game-changer in the rural India’s financial landscape. With micro ATMs of Oxigen, Adarsh Credit will soon reach the 2020 target of acquiring 100,000 new villages that will have access to financial services.At present, Adarsh Credit owns a core banking platform, SAP license, 800+ physical branches, and 3+ lakh agents; serving more than 18 lakh account holders as members across the country.

This single largest placement of 100,000 micro ATMs in one year will serve rural and suburban people in the country. This association with Oxigen will benefit about 1.8 million members of Adarsh Credit availing cashless payments and other financial services to people.

Adarsh Credit Co-Operative Society a pioneer in the Indian co-operative society landscape. With our 100% business through the digital framework, we are doing our best and will continue putting in our best endeavours to make India digital.


Adarsh Credit supports inclusive childhood education

Adarsh Credit Co-Operative Society Ltd. is one of the best co-operative societies in India leaving no stone unturned when it is required for society’s welfare. The society is very much active in performing very well to carry out several betterment activities such as adopting Anganwadis, promoting women education, youth’s skill development, launching blood donation camps, supporting tribes with their health, various donations in medical and healthcare sectors, emergency relief work and much more.


Adarsh Credit has adopted 12 Anganwadis in Sirohi, Rajasthan in order to enhance the quality of early childhood education. The flagship project of developing the Anganwadi model has already been begun in Sirohi. Through Adarsh Charitable Foundation, Adarsh Credit has set up a standard for the children’s education in rural areas.


Adarsh Credit believes that children must be given right education and be taught the importance of several life values so that they can become good human beings in future. To take this aim further, Adarsh Credit throws light in three key areas:


  1. Adarsh Credit supports quality of learning

Play-based learning has been introduced by Adarsh Credit for the rural children. Each Anganwadi has been provided a local female support teacher known as ‘Adarsh Shikshika’ who is well-trained in play-based teaching. Apart from this, Adarsh Credit also distributed bags to children to cut their costs and promote the childhood education. Also, we launched two books containing poems and stories for children in the Anganwadis.


  1. Supporting infrastructure development

In order to establish an encouraging environment for the children, we have also equipped several Anganwadis and made required infrastructure repairs. With a vision to reduce carbon footprint, solar energy is used for all electricity requirements in some Anganwadis in Rajasthan. This counts a small but definite effort towards sustainable development.


  1. Adarsh Credit provides nutrition supplements

For healthy education, it is so required that children get nutritious food. Apart from what Anganwadis provide their students as mid-day meals; Adarsh Credit makes sure that they don’t suffer from malnutrition. This is why we provide these children required nutrition supplements.

In brief, Adarsh Credit Co-Operative Society Ltd. supports inclusive education that should comprise of learning life values, ethics and building the great personality apart from regular academics.

To connect with our society, become a member of Adarsh today!

Enterprise Mobility Award to Adarsh Credit

Enterprise Mobility Award to Adarsh Credit Co-Operative Society

As you all know, Adarsh Credit Co-Operative Society is named among the best co-operative societies in India. We, at Adarsh Credit offer varied financial products and services. Whether you are a housewife or a successful entrepreneur, we have investment schemes for all the dreams and needs.

The best proof of our best-quality financial services is the awards we get. Yes, we are immensely proud if all our advisors and members with the support of whom we have emerged as such a successful credit co-operative society in the country. There is a huge list of awards that we have won and this time, one more feather is added in our cap.

Enterprise Mobility Award to Adarsh Credit

Adarsh Credit has recently won the Enterprise Mobility Award from the renowned Indian Express Group. On behalf of the organization, our Mobility Chief Mr. Sameer Modi and IT Head Mr. Ramlal Arya received this award which was presented by Mr. Tapan Singhal, MD and CEO of Bajaj Allianz General Insurance. This award holds utmost importance because it was presented during a technical conference held at Pune. Many other banks and financial institutes also enrolled for awards in various categories from which Adarsh Credit Co-Operative Society was selected to give this award.

Adarsh Credit in the News

Adarsh Credit in the News

We hereby happily share with you that many newspapers have covered this achievement of Adarsh Credit. Above are the news clippings of two such newspapers who have published this story. You can read full story here:

  1. Dainik Bhaskar)
  2. Patrika)

On this prestigious occasion, our MD and CEO Mr. Rahul Modi mentioned that we are continuously contributing to promote mobility and digital transactions. And this Enterprise Mobility Award is a compliment for our great efforts.

This is not for the first time that we have received an award. For our good acts and CSR activities, we keep getting such awards and accolades. To know about them, keep regularly watching Adarsh Credit’s blog page.