Adarsh Credit

Adarsh Credit brings revolution in the field of credit co-operative societies

In the current scenario of the Indian economy, credit co-operative societies have their own importance. And Adarsh Credit has given a tremendous contribution to this. It has brought an incredible revolution in the sector of credit co-operative societies. In support of ‘Sabka Saath, Sabka Vikas (Collective Efforts Inclusive Growth)’ and Digital India, Adarsh Credit has done a lot.

Right from our one-of-its-kind mobile app Adarsh Money to various competitive financial products, we have always tried to establish transparency between us and our members. With 19 lakh members, we have made a unique identity as a credit co-operative society not only in India but the entire world.

Why people love Adarsh Credit?

From the beginning only, our operations and services have been very transparent. While updating our various products and services, we have also been progressing by leaps and bounds in the technology genre. Our members are facilitated with an extremely helpful mobile app Adarsh Money through which they can access their account from anywhere anytime. Checking account balance, transferring funds, paying utility bills and recharging wallets were not as easy as this before. Adarsh Money’s breakthrough features like touch ID, e-KYC and UPI gateway have made our members’ lives easier! Need more reasons why they love us?

Unique identity of Adarsh Credit in entire world

With our great financial products and transparent operations, we have become India’s largest multi-state credit co-operative society. We have waved our success flag not only in our country but the entire world. And this success was taken as a case study. In addition to this, our MD Mr. Rahul Modi was specially invited to a program held in London for unveiling the roots of our success.

With 19 Lakh members, Adarsh Credit Co-Operative Society Ltd. has become one of the most-preferable credit co-operative societies in India. Looking forward to receiving more love from you all.

Thank you!

Adarsh Credit SIP Schemes

Adarsh Credit’s SIP scheme- A tiny step to bigger returns

If you are associated with Adarsh Credit in any way, you must know about our various financial products and services. We offer a wide range of financial products in which you may invest your hard-earned money and get higher returns. SIP(Systematic Investment Plan) is one of them.

SIP is nothing but one of the wisest and most disciplined modes of investment. It is a hassle-free approach to make secure investments. The systematic investment plan is named among the most-recommended options for investing for your future.

If you are confused whether you should invest in an SIP scheme or any other investment instrument, here are a few major benefits of the SIP scheme. Have a read and decide on your own:

Advantages offered by an SIP scheme

  • Flexible and disciplined investment

Discipline is the key to successful investments. SIP scheme makes you disciplined to save on a regular basis. You also have the flexibility of deciding the amount of investment and tenure according to your requirement.

  • Higher returns on investments

Compared to any other scheme, this one gives you higher SIP interest rates on long tenure. Apart from this, the power of compound interest helps you get higher returns on maturity.

  • A convenient option

SIP scheme is a hassle-free investment option. You just give a standing instruction to your credit co-operative society or NACH and they will auto-debit from your account. Not much a process!

Adarsh Credit’s SIP scheme

We, at Adarsh Credit Co-Operative Society, also offer an SIP scheme in which you may invest and avail great SIP interest rates. For your convenience, we have 3 different SIP schemes to consider:

1) Monthly SIP Scheme

If you invest in this SIP scheme, you’d have to deposit a fixed amount every month on which a cumulative return shall be received on maturity. SIP interest rates depend upon the tenure you decide. You may invest an amount as small as Rs. 100/- every month. Premature and loan facilities are also available with it.

2) Quarterly SIP Scheme

The systematic investment plan can be quarterly too. According to this SIP scheme, you need to deposit a fixed instalment every quarter (three months) on which the interest will be earned as per the decided tenure. SIP interest rates vary from 9% to 11% per year.

3) Half-yearly SIP Scheme

Deposit a fixed amount every 6 months (2 times a year) and get a cumulative return on the date of maturity. The minimum deposit amount is Rs. 1000/- after which you may invest in multiples of Rs. 500/-. Tenure can be anything from 2, 3, 4, 5, 6 or 10 years. The premature facility is also available.

So, invest in Adarsh Credit’s SIP scheme and earn high returns. To know more, enquire now. Our investment advisors would be more than happy to help you.

Adarsh Credit with STREEBO

Adarsh Credit with STREEBO takes ‘Adarsh Money’ to the next level

When it comes to digitization, Adarsh Credit leaves no stone unturned. This is the reason why we’re among the most techno-savvy credit co-operative societies in India. As a part of our technological advancements, we have developed a mobile app for our society’s members and advisors.

And we are happy to share with you that Houston’s Streebo Inc. has decided to take this Adarsh Money mobile app to the next level. Streebo Inc. is a renowned digital transformation company in Houston. They are working with us to make our mobile app more efficient and advanced in order to provide the best experience of financial transactions to our members and advisors.

More efficient Adarsh Credit mobile app

In just four months, Streebo has developed a revolutionary drag-and-drop application with the use of DX Accelerator. This accelerator has reduced overall app development time for them. So what is new in the app now? Now, members can access their credit account together with availing services such as getting their account statement, fund transfer, utility bill payment as well as recharging their phones, DTH and data cards. On other hand, advisors’ Adarsh Money mobile app has also helped the advisors carry out their financial operations easily. Both these apps have been given easy navigation and user interface. For e-KYC and mobile wallet transactions, it has been linked with UPI gateway as well. Through Streebo DX Accelerator’s ‘point and click interface’, ticket booking and utility services have been made easier than ever before. To make Adarsh Credit mobile app even simpler for the users, log-in through Facebook Messenger has also been activated.

Surge in mobile app users

All these new features are available on both the platforms- iOS and Android. This Adarsh Credit mobile app has been used by almost 1 lakh advisors of Adarsh Credit since December 2017. Moreover, a surge of 60% has been witnessed in the ‘intra-day transactional revenue’ through the mobile application.

Based on the award-winning IBM technology, Streebo DX Accelerator platform is perfect to shape up our dream of revolutionary digital transformation. And we at Adarsh Credit are all set to compete with the world-class financial mobile apps in order to make Adarsh Money best of all.