Share Capital

Share Capitals with Adarsh Credit Co-operative Society

It is extremely important to invest in shares these days. They provide potential capital gains which grow over a period of time. The average lifestyle cost is constantly increasing with day by day with no relief in sight. Thus, shares have the possibility of generating high, reliable and lasting revenues. Adarsh Credit Cooperative Society caters this need of people by letting them invest in its Share Capital with a good amount of dividends in return.

What happens in Share Capital is that an individual gets to invest some amount of money into an organisation or a company. This comes against the shares of ownership of that company to the individual. The individual is further recognised as a shareholder. Also, he/she acquire the right to exercise certain powers in the functioning of the company. The amount of money that has to be invested to become a shareholder in a company varies greatly. Adarsh Credit Cooperative Society lets an individual hold a single share of a minimal amount of Rs 10. This is further flexible as you can decide the tenure of holding the position as a shareholder. It can differ from 1 year to 10 years.

Once the money is invested, regular dividends are received by the shareholders. This makes Share Capital a dependable investment opportunity. This not only generates a sustainable source of income in bad times but also is a very good long-term solution for our financial needs. When you are old and retired, you don’t want to be dependent upon anyone for your smallest needs. Having a source of income even when you are not working, makes you strong and sound – both financially and emotionally. In cases of untimely death of a shareholder of Adarsh Credit Cooperative Society, we transfer the amount to their nominee.

Any person who is 18 years of age or above and stays within the area of operation of the Adarsh Credit Cooperative Society has the right to become a member. This is necessary to be able to buy Share Capitals of the society.

To become a shareholder at Adarsh Credit Cooperative Society and gain benefits from our Share Capital, visit our Adarsh Credit Co-operative Society’s website or our nearest branch for a personal experience. Hurry up today!

mistake to avoid in investment

5 mistakes to avoid while availing an investment scheme

In today’s world of the constant struggle of matching the expenses with earnings, it becomes quite inevitable to invest in various options and investments schemes. The reasons are many but if you fail to hop on to the wagon of investment then you are sure to have a tough time when there are some huge surprise expenses waiting for you.

Adarsh Credit Co-operative Society is here with a few common mistakes that everyone is sure to make while they are investing or thinking to put their foot in the investment schemes. Go through these errors and make sure that you avoid them in your investment journey.

1. Don’t keep your initial investment amount too high

This decision can turn out to be immature and can cost you a lot as if your decision turns out to be wrong or gives you less return on your investment. So, make sure to start with smaller investments so that you can change your investment scheme if you wish to in future.

2. Lack of financial knowledge

If you are not aware of the investment schemes and options, there are chances that you might take a wrong decision while choosing a scheme to invest in. It is better to gain complete knowledge about each of the options and then choose the one that suits your financial needs.

3. Smell the bad among the extreme good

There is always something fishy if everything seems to be good and perfect. So, whenever you things everything is too good, then you will have to dig deeper into the matter to smell the bad amongst it.

4. Think of the long run while you are investing

When you are thinking to start your investment in any form, then you have to broaden your horizon and keep the goal long-term as eventually the money that you will get as returns will be used for your future only.

5. Don’t panic if things don’t go as planned

There are high chances that things might go a little haywire when it comes to investments. But instead of panicking you should think about the possible solution that can save your money.

Adarsh Credit Co-operative Society has an array of highly beneficial investment schemes that you can avail to get high returns on your investment. Browse through Adarsh Credit or visit the nearest branch of Adarsh Credit to get the information personally.

investment with Adarsh Credit

Explore the need of investment with Adarsh Credit Co-operative Society

Financial decisions are the toughest ones to take and when you thinking about the investment you need to be utmost careful about where you are going to invest, when and the amount that you will invest. But there are some people who keep thinking and eventually end up not investing anywhere or don’t like the idea of investment.

Adarsh Credit Co-operative Society is here to give you enough reasons to start investing your money today in the investment schemes that you find most appropriate for your money and achieve financial goals.

Have a look at these reasons to start investing today in the various investment schemes lying in front of you.

  • When you invest your money, it just doesn’t sit in your account but it grows and gives you returns. So, rather than keeping a steady amount for years and then using it, if you invest it in a good investment scheme then your money will grow.
  • With the returns that you obtain from various investment schemes, you can meet the various emergency expenses, medical bills, and other surprise expenses that might come your way when you haven’t planned for it.
  • Earn from the wealth that you already have. Yes, you can earn by investing your accumulated wealth in various options for investment and then enjoy the returns that you get.
  • If you have not planned for certain financial goals, then you can use the returns or benefits that you earn by investing your wealth in various investment schemes. And there is an added advantage that you will not have a headache to plan separately for your huge financial goals.
  • There is a human tendency that you will surely be lured to spend the wealth that you have in hand or in your bank account. So, it is better to secure your wealth by investing it in some highly beneficial investment scheme.

Adarsh Credit Co-operative Society has an array of highly beneficial investment schemes that can provide you with high benefits and returns. Visit the nearest branch of Adarsh Credit to get all the details or just browse through Adarsh Credit and enjoy the returns.

investment schemes by Adarsh Credit

Dig in about the various types of investment schemes with Adarsh Credit

Are you in a dilemma about how to start your investment journey? Well, Adarsh Credit Co-operative Society is here to provide some light on the types of investment schemes that can give you high benefits. It becomes quite important to get all the knowledge about all the investment options for you before starting any type of investment.

Everyone has a different list of priorities when they are looking for investing and each of these are covered under different types of investment schemes. You just need to do proper research for putting your wealth in any of the random investment schemes and then regretting later on.

Here is a brief guide on the various types of investment schemes and which all priorities it will address. Just go through this information to start your road to investment with complete knowledge.

Conventional investment schemes:

Stocks & Bonds

Bonds are fixed income securities as the interest is calculated exactly on the tenure for which the bond is held. Stocks, equity and shares fall under the same category and are issued by the companies and open for buying by the public.

Fixed Deposits

Being one of the safest investment options, fixed deposits are chosen by many as a reliable investment option. There are a number of fixed deposit investment schemes depending upon your investment amount.

Mutual Funds

Mutual funds are the financial products that are managed by professionals and invested in different securities. There are different types of securities in which investment is done on the basis of your need.

Provident Funds and National Pension Scheme

This one is also the most popular and reliable option of investment when it comes to security. There are a number of provident funds and national pension schemes available for your investment.

To know more about the investment schemes and financial products by Adarsh Credit Co-operative Society, visit the nearest branch of Adarsh Credit or just browse through