Best investment scheme for future expenses

Relish the dreams of your youth with Adarsh Credit Co-operative Society

It is often said that live while you are young and free so that you don’t regret it later. Well, it may be true. When you are young, you have the potential and the right resources to do so. But once you grow old, your deep web of responsibilities binds your dreams and never lets you achieve them. While fulfilling your desires might seem difficult to you at this moment, if you plan well and invest in the right places, this difficulty can be solved.

Hence, start investing in some reliable and beneficial investment schemes offered by our Adarsh Credit Co-operative Society to turn your dreams into a reality.

Daily Deposit scheme

The truth is that dreams cannot be achieved in a single day. You need to plan things and act accordingly in order to achieve them. Whether it is a dream of buying your own house or having dinner in your dream restaurant, you should plan it well to achieve them. Hence, start investing on a daily basis with our Daily Deposit scheme and take the first step towards achieving your dreams. Under this scheme, you can invest an amount a minimal amount of Rs.10 on a daily basis for a short period of 1 or 2 years and yet get a decent rate of 8% and 10%. This way, you will set the basis of your sound financial future which will help you achieve your dreams in the long run.

Monthly Income Scheme

When you are young, you don’t really earn for fulfilling your basic needs, instead, you earn to fulfill your desires. And desires never end. But what if you get monthly returns from an investment scheme along with the salary you earn? It will bring a huge sigh of relief to your expenses and help you spend more without worrying about your salary. The Monthly Income Scheme from our Adarsh Credit Co-operative Society is one such investment scheme. Under this scheme, you get returns on a monthly basis with an initial investment of Rs.10,000 with further investments in Rs.1,000. The scheme can be availed for a period of 1 year to 10 years. Also, depending upon the maturity tenure of your scheme, the interest rate varies from 9.5 to 15%. So, fulfill your desires while managing your expenses with us.

A-15 Term Deposit scheme

Planning to go on a solo trip? Start planning today with the A-15 Term Deposit Scheme. This scheme eases your burden of collecting a decent amount for a trip by enabling you to invest for a period of 15 months. The basic investment should be made of Rs.5,000 and further installments can be made multiples of Rs.200. At the end of tenure, you get a maturity amount of Rs.5,825 for every Rs.5,000 you have deposited by then. Remember, the more you invest, the more you get in return. Also, a good part of this scheme is that there is no maturity facility available which means that you can’t spend it on unnecessary expenses. Thus, a part of your savings goes towards your solo trip fund every month and you can’t even touch that money until the scheme expires. Sounds great, doesn’t it?

So, relish your youth and fulfil all your dreams with Adarsh Credit Co-operative Society. To know more about such investment schemes, visit the society today.

Adarsh Credit Saving Account scheme

Lead a dignified retirement life with investment schemes by Adarsh Credit

When you are young and working, you hardly think about the time when you will grow old and you will retire. At that time, you will neither have the energy to work nor a stable source of income to support your everyday expenses. Hence, it is essential to start saving for your retirement early so that you can have a decent amount with you by the time you retire. Not only will it help you in managing routine expenses at that time but will also support you in leading a dignified life.

While there are many organisations which offer retirement plans, it is preferable that you do detailed research on them before choosing one. Remember, the wiser your decisions are, the better it is for you.

In order to help you sail through the confusion, we at Adarsh Credit, present a few investment schemes which will be a good choice for your retirement.

Savings account

When you plan investments for your retirement, remember not to invest all your money in long term investment schemes. Invest a decent amount in easily accessible schemes as well as it will help you in times of emergencies. One such investment can be a Savings account. This scheme is easily accessible and usually offers decent interest rates. At Adarsh Credit, you will fetch an interest rate of 6.75% along with other facilities like zero-facility facility, free statement facility, unlimited number of transactions, etc.

Fixed Deposit

Fixed Deposits can prove to be one of the suited alternatives when you are considering a number of investment schemes for your retirement. They are a safe bet for your money and prove to be helpful in the long run. At Adarsh Credit, you can choose the tenure of your scheme as per your convenience, from a period of 3 months to 10 years. Moreover, we offer high-interest rates that vary between 10-15%. The higher is the invested amount and the tenure of the scheme, higher is the interest rate.

Adarsh Bachat Patra

Term Deposits are another great way to invest for your retirement. We, at Adarsh Credit Co-operative Society, have revamped the term deposit and named it as Adarsh Bachat Patra. Under this scheme, you will be able to double your investments after the tenure of 72 months. The initial investment is as low as Rs.500 with further investments in multiples of Rs.100. Thus, you don’t have to bear the load of saving a large sum of amount for your retirement. Even small savings can do wonders.

Share Capitals

Share Capitals can prove to be helpful if you want to fetch great dividends by the time you reach your retirement. Unlike other financial organisations, Share Capitals at Adarsh Credit have been moulded to suit the needs of our members. This is the reason that you can purchase a single share for a minimum amount of Rs.10 at Adarsh Credit and get a decent dividend of 16% every year. You also get the liberty to choose the period of your investment which can range anywhere between 1 to 10 years. Moreover, you can withdraw your money as soon as your scheme matures and the maturity amount is transferred within minutes.

So, start planning your retirement and make a wise decision by choosing Adarsh Credit Co-operative Society. To know more about our investment schemes, visit the society today.

Adarsh Credit Co-operative Society

5 Reasons to become a member at Adarsh Credit

In India, Credit Co-operative Societies serve a major purpose of providing people with necessary financial aids and supporting them in their financial endeavors. Being one of the leading Credit Co-operative Societies of India, we at Adarsh Credit, consider this purpose as our major priority. Our promising benefits are highly appreciated by the members of our society which further motivates us to serve them better. The fact that we have more than 2 million members in our society only proves our commitment.

Read on to know about our appealing benefits and enroll as our member to avail them.

Fetch high-interest rates

One of the motives of Adarsh Credit Co-operative Society is to provide the best financial services at a reasonable expense to our members. Hence, most of our investment schemes offer high-interest rates at a reasonable expense to our members. This helps you to fetch good returns against the amount you have deposited in our investment schemes.

The minimum amount of deposit is low

An interesting aspect of our investment schemes is that you don’t have to deposit big amounts in them. A minimum amount which might be as low as Rs.10 can also fetch good returns to you after the end of the duration of your investment scheme. Thus, start investing immediately because even a small amount of savings can save you from unpredictable circumstances.

Attractive investment schemes

At Adarsh Credit, we don’t just talk about providing attractive benefits to our members but we also make sure that such benefits are provided to them. A few such benefits include our Adarsh exclusive products which carry special benefits for the members of our society. These schemes provide a high rate of interest and sometimes even for a short period of time. Moreover, the minimum amount of deposit is also low.

Access the digital world at your fingertips

We, at Adarsh Credit, are amused by the way digitization is opening new avenues and making everyone’s life simpler. It has bridged the gap between the rural and urban areas of India and has accelerated the speed of our day to day activities. In order to keep up with these developments, we have introduced a number of digital innovations in our society. One such major innovation is our Adarsh Money mobile application. It is the only mobile application launched by a Credit Co-operative Society in India which enables our members to carry out routine transactions anytime and anywhere.

Hassle-free process for registration

Unlike other financial institutions, you don’t have to undergo a stringent process in order to become a member of Adarsh Credit Co-operative Society. Just submit a membership application form on our Adarsh Money mobile application for Advisors along with your KYC documents and at least one share of Rs.10. This share is a compulsory clause to become a member of society. You can also submit the form at any of our branches.

So, become a member at Adarsh Credit Co-operative Society and enjoy these benefits. Visit our society to know more.

Achivements of Adarsh Credit Cooperative Society

Explore Adarsh Credit’s major achievements of 2018

Another year has come to an end with memories which will last a lifetime. We, at Adarsh Credit, hope that your year has been a good one and wish you a successful new year as well.

For us, this year has been a year of digital gradation which has helped us to serve our members in an efficient way. With our constant efforts this year, our members can now avail our services at their hand tips and enjoy a simpler life.

Read on to know our achievements of 2018 which have made the lives of our members easy.

Streebo helps Adarsh Credit Co-operative Society to improvise Adarsh Money

The eminent Houston-based IT company, Streebo worked with us for a period of 4 months to develop an innovative drag and drop application with the use of DX Accelerator. It has made the Adarsh Money mobile application efficient and more user-friendly to our users.  Also, our members can access their account while availing the amazing benefits provided by the app. Services like ticket booking offered by DX Accelerator’s ‘Point and click accelerator’ have also become smoother than before.

Adarsh Credit’s CTO receives IDC Insights Awards

Himanshu Shah, the Chief Technical Officer of Adarsh Credit Co-operative Society, received the prestigious IDC Insights Awards for his commendable contribution in shaping the technical revolution at Adarsh Credit Co-operative Society.

Shareholders get a raise in the dividend

We, at Adarsh Credit Co-operative Society, have always strived to provide the best possible benefits to our customers. Hence, at the 20th Annual General Meeting of the society, we along with our members decided to raise the dividend from to 16%. This will benefit our shareholders by letting them fetch a higher credit at the end of 10 years.

Adobe Sign – an innovative way to move ahead

Moving ahead with our motto of digitization 2018, we, at Adarsh Credit, had a tie-up with Adobe which is an American multinational computer software company. With the help of the tie-up, we adopted Adobe sign which is basically a digitalized signature. This feature enables our members to carry out their transactions with the help of digital signatures validated through their smartphones.

Adarsh Credit contributes to a number of social initiatives

Adarsh Credit Co-operative Society has always believed in the importance of giving. We have always contributed to various social initiatives of the society. So, like every year, 2018 has also been a successful year for us in this aspect. We took up a number of initiatives like we helped Ajay Nehra, an under-19 Floorball champion to attend the world Floorball championship in Singapore. We played a key role in organizing ‘Fag Mahotsav’ which was an initiative to celebrate the association between Gujarat and Rajasthan. We honoured the women working in our society on ‘International Women’s Day’. Moreover, we organized various blood donation camps.

So, become a member of Adarsh Credit and be ahead of the time, always. Avail the exciting benefits of our schemes and enjoy a financially sound life. Visit the society to know more.