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Adarsh 15 Month Term Deposite

A-15 Term Deposit Product

The A-15 is a Term Deposit Product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. With great term deposit interest rates, A-15 gives you maturity amount of ₹ 5,725 on every investment of ₹ 5,000 after 15 months.

Product TypeTerm Deposit
EligibilityApplicant must be a member of the society
Minimum Deposit Amount ₹ 5,000 and further in multiple of ₹ 200
Maturity Value₹ 5,725 on every ₹ 5,000 invested
Duration15 months
Premature Payment Facility Not Available
Nomination FacilityAvailable
Loan Facility Maximum of 60% against Deposit Amount
*Interest rate shall be applicable as per Society’s Terms & Conditions

*Effective from May 03, 2017


What is the tenure of A-15 Deposit Scheme?

The tenure of A-15 Deposit Scheme is 15 months.

What is the minimum investment amount for A-15?

The minimum amount of investment is Rs. 5,000 for A-15 and after that, one can invest in multiples of Rs. 200 in this product.

How much interest can a member earn in A-15?

The interest rate of the product is approximately 10.98% (Quarterly Compound). This is an Adarsh Special Scheme where a member can get maturity of Rs. 5,725 on an investment of Rs. 5,000.

Is there any facility for prematurity in A-15?

No! Prematurity is not allowed in this product.

Is there any facility for loan in A-15?

Yes! Loan facility is available against A-15. Members can avail maximum 60% loan against investment amount in A-15. Interest rate will be applicable as per rules of the Society.


Apart from all other major financial products offered by Adarsh Credit Co-Operative Society Ltd., there is also a range structured exclusively for Adarsh Society members. A-15 is one of the best term deposits offered, allowing you to invest for a short tenure of 15 months. Rs. 5000 is the minimum amount of investment after which, you can invest in the multiples of Rs. 200.

We, at Adarsh, make sure that you get maximum returns on your investments. And what can be better than providing you the best term deposit interest rate? Yes, A-15 term deposit scheme offers high term deposit interest rate of approximately 10.98% (Quarterly Compound). So invest in A-15 Term Deposit scheme and avail the add-ons such as secure returns, nomination facility and loan facility. To invest in this Term Deposit, contact your nearest Adarsh branch or place an inquiry online!

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

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