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Adarsh 15 Month Term Deposite

A-15 Term Deposit Product

The A-15 is a Term Deposit Product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. With great term deposit interest rates, A-15 gives you maturity amount of ₹ 5,725 on every investment of ₹ 5,000 after 15 months.

Product TypeTerm Deposit
EligibilityApplicant must be a member of the society
Minimum Deposit Amount₹ 5,000 and further in multiple of ₹ 200
Maturity Value₹ 5,725 on every ₹ 5,000 invested
Duration15 months
Premature Payment FacilityNot Available
Nomination FacilityAvailable
Loan FacilityMaximum of 60% against Deposit Amount
*Interest rate shall be applicable as per Society’s Terms & Conditions

*Effective from May 03, 2017


What is the tenure of A-15 Deposit Scheme?

The tenure of A-15 Deposit Scheme is 15 months.

What is the minimum investment amount for A-15?

The minimum amount of investment is Rs. 5,000 for A-15 and after that, one can invest in multiples of Rs. 200 in this product.

How much interest can a member earn in A-15?

The interest rate of the product is approximately 10.98% (Quarterly Compound). This is an Adarsh Special Scheme where a member can get maturity of Rs. 5,725 on an investment of Rs. 5,000.

Is there any facility for prematurity in A-15?

No! Prematurity is not allowed in this product.

Is there any facility for loan in A-15?

Yes! Loan facility is available against A-15. Members can avail maximum 60% loan against investment amount in A-15. Interest rate will be applicable as per rules of the Society.