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Adarsh 36 Month Term Deposite

A-36 Term Deposit Product

The A-36 is a Term Deposit product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. Invest ₹ 1,00,000 in A-36 Term Deposit scheme and get ₹ 1,35,000 in 36 months.

Product TypeTerm Deposit
Eligibility Applicant must be a member of the society
Minimum Deposit Amount₹ 500 and further in multiple of ₹ 100
Maturity Value Deposit ₹ 1,00,000 and get ₹ 1,35,000 in 36 months
Duration 36 months
Premature Payment Facility Not Available up to 1 year, Interest applicable only on withdrawal after 1 year as per Society Terms & Conditions
Nomination Facility Available
Loan Facility Available, guidelines applicable as per Society’s Terms & Conditions

*Effective from May 03, 2017


What is the tenure of A-36 Deposit Scheme?

The tenure of A-36 product is 36 months.

What is the minimum investment amount for A-36?

The minimum amount of investment is Rs. 500 for A-36 and after that, one can invest in multiples of Rs. 100 in this product.

How much interest can a member earn in A-36?

The interest rate of the product is approximately 10.13% (Quarterly Compound). This is an Adarsh Special Scheme where members can get maturity of Rs. 1,35,000 on an investment of Rs. 1,00,000.

Is there any facility for prematurity in A-36?

Members can premature this deposit after one year of investment.

Is there any facility for loan in A-36?

Yes! Loan facility is available against A-36. Members can avail maximum 60% loan against their investment amount in A-36. Interest rate will be applicable as per rules of the Society.


A-36 is one of the exclusive products offered by Adarsh Credit Co-Operative Society Ltd. Available exclusively for Adarsh members, A-36 falls under the category of Term Deposit schemes. This product lets you invest your valuable savings for the fixed period of 3 years. The minimum investment is Rs. 500 after which you can further invest in multiples of Rs. 100.

With Adarsh Credit Society, you get better Term Deposit interest rates compared to others. A-36 gives you approximately 10.13% (Quarterly Compound) rate of interest on your deposits. Other than such a good Term Deposit interest rate, you also get extra benefits such as premature withdrawal and loan facility.If you want to have an A-36 Term Deposit with Adarsh, then make an online inquiry or meet us at your nearest branch of Adarsh Credit Society.

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

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