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Adarsh Credit Co-Operative Society Ltd. is, in every sense, a truly credit co-operative society. Adarsh started its operations in the year 1999 as a co-operative society primarily catering to the local masses in Rajasthan who came majorly from agricultural background. With a mission to uplift the weaker sections of the society from the rural areas of the country, Adarsh never shies away from exploring and embracing the latest techniques and technologies. Owing to this fearless approach, we have become the only credit co-operative society in India which has launched its own mobile application, accounting for over 99% of our business transactions.

In February 2008, we received the status of Multi-State Co-operative Society by the Ministry of Agriculture, Government of India. Adarsh boasts of having mutual status, which means we are owned by and run for the benefit of our members. Be it the branch network, advisor strength or deposit procurement, Adarsh is second to none in the credit co-operative sector. We take pride in powering India’s co-operative movement by ‘financial inclusion’ with more than 800+ branches, 2 million members, 3.7 lakh advisors, and almost Rs. 8,410 crores of deposit.


Mr. Mukesh Modi

Mr. Mukesh Modi


Mr. Mukesh Modi is credited with pioneering the growth of co-operative movement in Rajasthan which then spread out to entire India. It was under his visionary leadership that Adarsh Credit Co-Operative Society Ltd. earned the status of being a multi-state co-operative society.
Hailing from a modest town named Sirohi in Rajasthan, he has truly lived the dream by serving and being associated with esteemed institutions viz. the Reserve Bank of India as a member of the Task Force, National Vice President of National Federation of Credit Co-operative Societies, National Secretary, Sahakar Bharti and many more.

Mr. Rahul Modi

Mr. Rahul Modi

Managing Director and CEO

Mr. Rahul Modi looks after the PAN India operations of ACCS along with its strategic initiatives. He took over the reins from his father and has driven Adarsh on an incredibly successful growth path.
By qualification, Mr. Modi is a Chartered Accountant and possesses several years of work experience in PE funding and investment banking domains as a seasoned Investment Banker with major banks like HDFC Bank, YES Bank and Ladderup Investment Bank.

Connect with Mr. Rahul Modi on social media!


To uplift the social and financial status of its members by inculcating saving habits amongst them through the spirit of co-operation.


To establish and become the pioneer in co-operative movement through high quality standards, member centric, service driven processes to pave the way for progressive India.


  • Legal Security

  • Complete Trust and Transparency

  • Robust Technological Standard

  • Highest Training Standard

  • Trusted Advisor Network


We place immense faith not only in hiring employees or adding members but also in building and nurturing the relationships. Everyone who becomes a part of our extended family is valued and nurtured equally without any bias. Apart from that, we are committed to the following practices and policies which we hold sacred:

Adarsh Rewards based on performance

Rewards based on performance

Adarsh Inculcating ownership

Inculcating ownership

Adarsh Openness in communication

Openness in communication

Adarsh Training for Career Growth

Proper training for career growth

Adarsh Responsibility towards society

Responsibility towards society

Adarsh Equality in opportunities

Equality in opportunities


We have various strategic partnerships and alliances with eminent Indian and global companies which cater to various aspects of our daily operations on PAN India scale. Not only do these partnerships widen our business platform but they also lay a foundation for a sustainable future.


Branches PAN India


Advisors (as on 30th Apr, 2018)


Members (as on 30th Apr, 2018)


Technical Strength

If the co-operative sector in India today wants to grow and provide a substantial financial alternative to the general public, they need access to enterprise class technology that supports computing demands in the most cost effective manner possible. With that in mind, we have outsourced our data center hosting to Adarsh Thoughtworks Pvt. Ltd. (ATW), a Cloud Solution Provider with robust services and competitive expertise. Their Data Center is Tier 2+ rated facility with ultra-modern security systems, ideal for SMEs, Banking, Solutions Development companies etc. situated in Gujarat, Rajasthan and MP.

Adarsh Technical Strengh

Quality Strength

Quality is something we never compromise on, ever! Since day one, we have ensured the highest quality standards in every process we follow at Adarsh Credit.


Sometimes, being a part of society isn’t enough! Mr. Mukesh Modi has always believed in uplifting the society we live in with everything we have. Caring for the less privileged has always been of prime importance since the beginning which became an integral part of ACCS business philosophy.
With this in mind, the Adarsh Charitable Foundation (ACF) was established in the year 2015 with an objective to be a model social organization that improves the quality of life of communities across the country by addressing issues of national concern through pioneering development initiatives. Backed by Adarsh Credit Co-operative Society Ltd., the ACF has undertaken development activities in the areas of Health, Education, Livelihoods and Disaster Relief.
A glimpse at our CSR Activities so far…

  • Registered 45,000+ blood donors through 500+ blood donation and grouping camps
  • Adopted government maternity hospital in Sirohi
  • Supported numerous children with Thalassemia
  • Donated ambulance in Udaipur, Sirohi and Mt. Abu
  • Supported infrastructure development for school and hostel buildings
  • Donated school bus to various schools
  • Trained 1700+ youth in skill development, employed 500+ youth
  • Formed women’s self-help groups at 10 locations
  • Developed tailoring centers at 3 locations
  • Set up Water ATMs and donated toys to Aanganwadi children
  • Set up grain/ anna banks at 4 locations, viz. Abu Road, Ajmer, Sirohi and Udaipur
  • Set up community kitchens and supported disabled people
  • Regular emergency and disaster relief work
  • Launched Blood Donation App
  • Introduced online education at Smt. Shushila Devi Prakashrajji Modi Balika Adarsh Vidya Mandir

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