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Adarsh 18 Month Term Deposite

ADARSH 18 Term Deposit Product

The Adarsh 18 is a Term Deposit product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. While offering a higher term deposit interest rate, this scheme gives maturity amount of ₹ 5,850 on every investment of ₹ 5,000 after 18 months.

Product TypeTerm Deposit
Eligibility Applicant must be a member of the society
Minimum Deposit Amount₹ 5,000 and further in multiple of ₹ 100
Maturity Value ₹ 5,850 on every ₹ 5,000 invested
Duration 18 months
Premature Payment Facility Not Available
Nomination Facility Available
Loan Facility Maximum of 60% against Deposit Amount
*Interest rate should be applicable as per Society’s Terms & Conditions in the Loan facility-term deposit section.

*Effective from May 03, 2017


What is the tenure of Adarsh 18 Deposit Scheme?

The tenure of Adarsh 18 product is 18 months.

What is the minimum investment amount for Adarsh 18?

The minimum amount of investment is Rs. 5,000 for Adarsh 18 and after that, one can invest in multiples of Rs. 100 in this product.

How much interest can a member earn in Adarsh 18?

The interest rate of the product is approximately 10.60% (Quarterly Compound). This is an Adarsh Special Scheme where a member can get maturity of Rs. 5,850 on an investment of Rs. 5,000.

Is there any facility for prematurity in Adarsh 18?

No! Prematurity is not allowed in this product.

Is there any facility for loan in Adarsh 18?

Yes! Loan facility is available against Adarsh 18. Members can avail maximum 60% loan against their investment amount in Adarsh 18. Interest rate will be applicable as per rules of the Society.


Adarsh Credit offers a range of Term Deposit schemes that allow the members to invest their money for various tenures. Adarsh 18 is one such Term Deposit scheme which lets you invest for a short tenure of 18 months. Available exclusively for the members of Adarsh Credit Society, Adarsh 18 gives you a good Term Deposit interest rate of approximately 10.60% (Quarterly Compound).

In this 18-month Term Deposit scheme, the minimum investment amount is Rs. 5000 and after that, you can invest in multiples of Rs. 100. Apart from the higher rate of interest Adarsh 18 provides, there are also some other benefits that you can avail. Nomination facility, loan availability and guaranteed secure returns are to name a few. So invest in Adarsh 18 scheme today and reap its benefits. Place an inquiry to know more.

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

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