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ADARSH BACHAT PATRA TERM DEPOSIT PRODUCT

The Adarsh Bachat Patra is a Term Deposit product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. It gives maturity of two times the invested amount after 72 months.

Product TypeTerm Deposit
Eligibility Applicant must be a member of the society
Minimum Deposit Amount₹ 500 and further in multiple of ₹ 100
Maturity Value ₹ 2,000 on every ₹ 1,000 invested
Duration 72 months
Premature Payment Facility Not Available up to 3 years, applicable only on withdrawal after 3 years as per Society’s Terms & Conditions

Nomination Facility Available
Loan Facility Available after 3 years, maximum 60% of total amount deposited.
As per Society’s Terms & Conditions

*Effective from April 05, 2018

FAQs

What is the tenure of Adarsh Bachat Patra?

The tenure of Adarsh Bachat Patra is 72 months.

What is the minimum investment amount for Adarsh Bachat Patra?

The minimum amount of investment is Rs. 500 for Adarsh Bachat Patra and after that, one can invest in multiples of Rs. 100 in this product.

Is there any facility for prematurity in Adarsh Bachat Patra?

Yes, members can premature this deposit as per followings rules:

  • <=36 months → Prematurity facility not available

Applicable only on withdrawal after 3 years as per Society’s Terms & Conditions

Is there any facility for loan in Adarsh Bachat Patra?

Yes! Loan facility is available against Adarsh Bachat Patra as per following rules:

  • < 36 months → Loan facility not available
  • > 36 months → Member can avail maximum 60% loan against their investment amount in Adarsh Bachat Patra. Interest rate will be applicable as per rules of the Society.

TERM DEPOSIT THAT DOUBLES YOUR INVESTMENT

Adarsh Bachat Patra is an Adarsh Special Scheme, available exclusively for our members. If you invest your money in this Term Deposit scheme, you will get your investment doubled in the tenure of 72 months.

Adarsh Bachat Patra lets you deposit the minimum amount of Rs. 500 and thereafter you can further invest in the multiples of Rs. 100. The benefit you get is approximately 10.03% (Quarterly Compound). In addition to such competitive benefits, you can also premature the deposit according to applicable rules and regulations of the society. With this Term Deposit scheme of Adarsh, you also get add-ons such as nomination and loan facility. So invest in Adarsh Bachat Patra and see your investment getting double.

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

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