Opting for the right scheme is one of the biggest hurdles that are faced by many new investors. You should be able to define an objective of why are you investing. Let’s go through various schemes and their benefits.
A fixed deposit is a high-interest-yielding term deposit that is offered by major financial institutions in India. Adarsh Credit Co-operative Society offers this scheme for various tenures which the members can choose as per their requirement. Also, Adarsh Credit offers attractive interest rates that are based on the tenure of the Fixed Deposit.
|PERIOD (IN MONTHS)||INTEREST RATE (IN % PER ANNUM)|
Recurring Deposit is a special kind of term deposit is also offered by major financial institutions. Adarsh Credit Co-operative Society helps people with regular incomes to deposit a fixed amount every month into their Recurring Deposit account and earn interest at the rate applicable to Recurring Deposits.
|PERIOD (IN MONTHS)||RATE OF INTEREST (IN % PER ANNUM)||MATURITY AMOUNT (IN ₹)|
Even the smallest savings count on a rainy day. Daily Deposit Scheme is a popular product which works on the same philosophy. Adarsh Credit provides this scheme with as low as ₹10 per day; you can save enough money along with earning an impressive interest as well. It is popularly known as Pigmy Deposit.
|PERIOD (IN MONTHS)||RATE OF INTEREST (IN % PER ANNUM)|
The Monthly Income (MI) is a unique scheme provided only by Adarsh Credit Co-operative Society, where members can invest a lump sum amount and get returns every month till the end of the tenure after adding a special interest rate. Members from Adarsh Credit can choose investment amount along with the duration and earn interest on the same.
|PERIOD (IN MONTHS)||RATE OF INTEREST (IN % PER ANNUM)||MONTHLY INCOME ON ₹ 10,000 INVESTED (IN ₹)|
So in which scheme do you want to invest? Not sure? Place an inquiry and we will help you decide the right option for you.