Adarsh Credit SIP Schemes

Adarsh Credit’s SIP scheme- A tiny step to bigger returns

If you are associated with Adarsh Credit in any way, you must know about our various financial products and services. We offer a wide range of financial products in which you may invest your hard-earned money and get higher returns. SIP(Systematic Investment Plan) is one of them.

SIP is nothing but one of the wisest and most disciplined modes of investment. It is a hassle-free approach to make secure investments. The systematic investment plan is named among the most-recommended options for investing for your future.

If you are confused whether you should invest in an SIP scheme or any other investment instrument, here are a few major benefits of the SIP scheme. Have a read and decide on your own:

Advantages offered by an SIP scheme

  • Flexible and disciplined investment

Discipline is the key to successful investments. SIP scheme makes you disciplined to save on a regular basis. You also have the flexibility of deciding the amount of investment and tenure according to your requirement.

  • Higher returns on investments

Compared to any other scheme, this one gives you higher SIP interest rates on long tenure. Apart from this, the power of compound interest helps you get higher returns on maturity.

  • A convenient option

SIP scheme is a hassle-free investment option. You just give a standing instruction to your credit co-operative society or NACH and they will auto-debit from your account. Not much a process!

Adarsh Credit’s SIP scheme

We, at Adarsh Credit Co-Operative Society, also offer an SIP scheme in which you may invest and avail great SIP interest rates. For your convenience, we have 3 different SIP schemes to consider:

1) Monthly SIP Scheme

If you invest in this SIP scheme, you’d have to deposit a fixed amount every month on which a cumulative return shall be received on maturity. SIP interest rates depend upon the tenure you decide. You may invest an amount as small as Rs. 100/- every month. Premature and loan facilities are also available with it.

2) Quarterly SIP Scheme

The systematic investment plan can be quarterly too. According to this SIP scheme, you need to deposit a fixed instalment every quarter (three months) on which the interest will be earned as per the decided tenure. SIP interest rates vary from 9% to 11% per year.

3) Half-yearly SIP Scheme

Deposit a fixed amount every 6 months (2 times a year) and get a cumulative return on the date of maturity. The minimum deposit amount is Rs. 1000/- after which you may invest in multiples of Rs. 500/-. Tenure can be anything from 2, 3, 4, 5, 6 or 10 years. The premature facility is also available.

So, invest in Adarsh Credit’s SIP scheme and earn high returns. To know more, enquire now. Our investment advisors would be more than happy to help you.