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Bitiya Samriddhi Yojna

The Bitiya Samriddhi Yojna is a Term Deposit product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. It gives maturity of two and half times the invested amount after 72 months.

Product TypeTerm Deposit
Eligibility Applicant must be a member of the society
Minimum Deposit Amount₹ 1000 and further in multiples of ₹ 100
Maturity Value ₹ 2500 for every ₹ 1000 invested
Duration 72 months
Premature Payment Facility Not Available
Nomination Facility Available
Loan Facility Available after 2 years, Maximum of 60% against deposit amount, Interest rates applicable as per Society’s Terms & Conditions

*Effective from January 9, 2018


What is the tenure of Bitiya Samriddhi Yojna?

The tenure of Bitiya Samriddhi Yojna is 72 months.

What is the minimum investment amount for Bitiya Samriddhi Yojna?

The minimum amount of investment is ₹ 1,000 for Bitiya Samriddhi Yojna and after that, one can invest in multiples of ₹ 100 in this product.

Is there any facility for prematurity in Bitiya Samriddhi Yojna?

Not Available

Is there any facility for loan in Bitiya Samriddhi Yojna?

Yes! Loan facility is available against Bitiya Samriddhi Yojna as per following rules:

  • < 24 months → Loan facility not available
  • > 24 months → Member can avail maximum 60% loan against their investment amount in Bitiya Samriddhi Yojna. Interest rate will be applicable as per rules of the Society.


We, at Adarsh Credit Co-Operative Society Ltd, provide the best financial products to our members. The best in terms of high interest rates and secure returns! Our product arena covers fixed deposits, monthly income scheme, current and savings account opening, daily deposits, term deposits and more. Bitiya Samriddhi Yojna is an investment plan for your future. This product has been introduced by us to encourage the student education and support the families secure their future.

Bitiya Samriddhi Yojna is an exclusive term deposit product, available only for the members of Adarsh Credit society. Being the best investment plan, this product is known for securing your future. Tenure of this term deposit scheme is 72 months after which you get 2.5 times your deposited amount as a return. Loan and nomination facilities are available with this investment plan. To know more, enquire now.

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

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