Short term investment plan- Adarsh Credit

Adarsh Credit offers A-15 investment scheme for short-term investments

Adarsh Credit Cooperative Society never fails to bring the most suitable and lucrative investment schemes for you. Whether it is for long-term investment or short term, there are all types of investment schemes in Adarsh Credit’s kitty. So start browsing through the various financial products by Adarsh Credit and select the one apt for your savings.

A-15 is one such term deposit product by Adarsh Credit that is tailor-made for the ones who are looking for investing in short-term investments. But, don’t get mistaken that if the tenure is short then the term deposit rates will also be lower. Instead, this investment scheme offers term deposit rates to give you a big amount of maturity of this investment scheme.

Why is A-15 the right choice for a short-term investment scheme?

A-15 is a term deposit product by Adarsh Credit Co-operative Society exclusively available for its members only. When you avail this investment scheme, you are subjected to the tenure of 15 months and yes, you get the most competitive term deposit rates. This investment scheme offers a term deposit rate of approximately 10.98% which is compounded quarterly.

Moreover, you can get additional benefits such as nomination facility, loan facility, and secure returns. With short tenure, the minimum amount that you need to invest in this investment scheme is ₹5000 that is followed by further investments in the multiple of ₹200. When you make an investment of ₹5000, you get guaranteed maturity value of ₹5725 on completion of the tenure of 15 months.

A-15 is most suitable if you are not willing to lock your savings for a longer period of time and seeking term deposit rates to get maturity value that offers more benefits. And the additional benefit of loan can also be availed.

It’s time to put a period on your search for the most suitable investment scheme for short-term investment as you have found A-15. If you want to invest in this term deposit scheme or get more details about it than visit A-15 or your nearest branch of Adarsh Credit Co-operative Society.


Adarsh Bachat Patra -Adarsh Credit

Adarsh Bachat Patra – The investment scheme to double your investments

Investing your precious earnings can be a big decision in one’s life, and with so many options filling up the market it becomes even more difficult to choose which the suitable investment scheme is. Among the pool of schemes and financial products in the market today, there is one scheme that stands out of the lot to double your investment within the given period.

Adarsh Bachat Patra is a term deposit scheme that is by far one of the financial products that offer high term deposit rates. This scheme is exclusively available for the members of the Adarsh Credit Co-operative Society and has a minimum deposit amount of ₹500 that is followed by further investments in the multiple of ₹100.

This is considered as one of the most enticing investment schemes as it offers maturity of two times your invested amount after 72 months of investment with quarterly compounded term deposit rate of approximately 10.03%.

In addition to the high term deposit rates, you get various benefits such as facility of prematurity, which is applicable after three years of investment and only on withdrawal after three years subject to the terms and conditions of Adarsh Credit Cooperative Society.

Apart from these competitive benefits, you are also provided with benefits such as nomination facility and loan facility.  The loan facility is available after three years of initial investment and applicable for maximum 60% of the total amount deposited.

If you are thinking to invest your money in any of the term deposit schemes than your search is over at Adarsh Credit Cooperative Society with Adarsh Bachat Patra. After reading the benefits it is quite obvious that even you agree that this term deposit product by Adarsh credit is one the most profitable investment schemes so far and can provide you double your investment.

So invest in this term deposit scheme and sit back until the date of maturity. To know the details, visit Adarsh Bachat Patra.

fixed deposit - adarsh credit

Top 9 advantages of investing in fixed deposits

One of the most-preferred instruments of investment, fixed deposits are opened to earn a high rate of interest on the surplus amount. It is also one of the most flexible investment options as well. An FD allows you to invest the amount as small as ₹ 1000 for your desired tenure. It is considered as a safe investment option as it has nothing to do with the risks associated with the financial market.


Here are top 9 benefits of investing in the fixed deposits:

  1. Easy way to invest

You may open a fixed deposit account very easily, in just a few minutes. May financial organisations also offer mobile application and website to open an FD online. So, no much hassle!


  1. Guaranteed returns

This comes as the most considerable advantage of investing in a fixed deposit that it provides assured returns on your invested amount. Compared to other options like debt funds and mutual funds, returns are guaranteed here, at the end of your tenure.


  1. Encourage the savings

Opening a fixed deposit encourages you to save for your rainy days in the future. It helps you cultivate the practice of saving on a regular basis.


  1. Higher FD interest rates

You often get higher FD interest rates compared to any other investment instrument. With Adarsh Credit, you get the rate of interest up to 11% which is really very good.


  1. Flexible investment instrument

Investing the amount of your choice for the period of your choice! Isn’t it flexible? In case of Adarsh Credit Co-Operative Society Ltd, you get a freedom of investing in the short-term fixed deposits that allow you to invest for small tenures- 3, 6 or 9 months.


  1. FDs are risk-free

Stocks, mutual funds, etc. are high-risk investment instruments whereas fixed deposits are away from any kind of such long-term or short-term risk.


  1. Loan availability against your FD

If you open an FD at Adarsh Credit, you can avail a maximum of 60% loan against it abiding the terms and conditions of the society.


  1. Liquid investment

A fixed deposit is a highly-liquid investment option as you can always close it or premature it when there is a financial emergency.


  1. Multiple FDs at a time

You can open more than one FD at the same financial institute at the same time without any hassle. Plus, you may also have multiple FDs across various organisations at the same time.



So now that you know all these advantages, invest in a fixed deposit today! We, at Adarsh Credit, have various terms ranging from 3 months to 5 years on which we pay high fixed deposit interest rates. Enquire more about our FD scheme now.