save girl child and her future by adarsh credit

Educate your girl child with investment schemes

Girls are the seed-sowers of our society. Their education not only benefits them but also the 3 generations of our society which in turn affects its positive growth. Hence, providing the best quality education to them should be a priority. But you don’t have to take any burden of such education. Just invest in wise in investment schemes and save sufficient money till your little girl grows up. And once she is old enough to achieve her dreams, let her spread her wings wide.

Check out a few schemes offered by Adarsh Credit Co-operative Society as below:

Daily Deposit scheme

Save as low as Rs.10 per day and yet manage to secure a decent amount after 1 year or 2 years with the help of our Daily Deposit Scheme. This is possible as the interest rate is as quite high. This scheme will help you to manage the regular expenses of your girl child without letting you compromise on the other needs of your family.

Fixed Deposits

Fixed Deposits are considered to be a trustworthy way of investing money in India. At Adarsh Credit Co-operative Society, these fixed deposits are easily accessible and hassle-free to manage. Along with the regularly fixed deposit scheme, we offer a short term deposit scheme as well. This short term deposit scheme can be availed for a period of 3 months to 9 months with a low amount of deposit. In return, you fetch an interest rate of 7% to 9.75%. Thus, you can fill both, the short-term requirements and the long-term requirements of your girl child.

A-3 Deposit Scheme

If you are planning to send your girl abroad after a period of 3 years, then this scheme will work out best for you. A-3 Deposit scheme allows you to invest for a period of 3 years so that you can fetch one and a half times of the deposit amount in the end. Further, the initial amount of deposit is Rs.500 with further deposits to be made in multiples of Rs.100.

Adarsh Bachat Patra

Adarsh Bachat Patra is a part of Adarsh Special schemes. Under this investment scheme, your invested amount will get doubled after a period of 72 months. Hence, you can plan further studies of your girl child well. And like our other schemes, the initial deposit amounts are as low as Rs.500 followed by further investments in multiples of Rs.100.

10 Year Flexi Deposit scheme

Being more flexible of the regularly fixed deposit scheme, 10 Year Flexi Deposit scheme is ideal, to begin with, the financial planning for your girl child. It offers an interest rate varying from 13.5% to 15% for a minimum amount of deposit starting from Rs.1,000 and further deposits to be made in multiples of Rs.1,000. Other benefits like prematurity facility and loan facility can also be availed under the scheme.

Know more about our investment schemes. Visit Adarsh Credit Co-operative Society today.

Best investment scheme by adarsh credit

Celebrating 20 years of Adarsh Credit Co-operative Society

It all began with the legendary vision of Mr Mukesh Modi. After spending a long time of his life in a regular way as everyone does, he realised that he wanted to do something for the betterment of the people of the society. His realisation led to the foundation of Adarsh Credit Co-operative Society in the year 1999 in a small town of Sirohi, Rajasthan. The Credit Co-operative Society began in a form of small society, initially, to cater to the needs of the local masses in Rajasthan, the majority of whom who belonged from the agricultural background. The message was clear: This Credit Co-operative Society is meant to uplift the weaker sections of our weaker sections belonging to the rural areas of the country.

The journey so far:

In the past 20 years, Adarsh Credit Co-operative Society has evolved from that small credit co-operative to the largest credit co-operative society of India. We received the status of Multistate Credit Co-operative Society by the Ministry of Agriculture, Government of India in February 2008. Since then, we have strived to grow and connect the rural parts of India to the mainstream. Today, in 2019, we have more than 800 branches, 3.7 lakh advisors and more than 2 million members in our society. We have embraced various trends in the market which are beneficial to the members of our society. One such trend is the wave of digitisation which has impacted the world immensely. We brought up our mobile application, the Adarsh Money mobile application, for both advisors and members. By doing so, we became the first Credit Co-operative of India to have our own mobile application. This mobile application now accounts for 99% of our regular transactions.

Our investment schemes:

When it comes to investment schemes, our investment schemes have got better and better with every passing year. In this quest, we have introduced many such schemes and removed a few which were not proving to be beneficial for our members. Their increased flexibility, lesser amounts of deposits and convenience of accessing them has appealed our members and help them, make the most of our investment schemes. A few of our well-known investment schemes are Savings account, Fixed Deposit, Daily Deposit Scheme or Pigmy Deposit Scheme, Adarsh Bachat Patra and 10-Year Flexi Deposit Scheme.

Our future endeavours:

We, at Adarsh Credit Co-operative Society, will continue to strive towards our vision of connecting rural India to the other parts of the country. By introducing a number of customer-centric investment schemes, we will motivate people across all ages to save their money and invest it in the right places. As we have always conveyed, such money can save your gut under difficult times and can help you fulfil all your desires without stressing on your pockets.

So, become a member at Adarsh Credit Co-operative Society. Visit our society to know more about us.

Tips to start your financial future - Adarsh Credit

Necessary tips to start your financial future from Adarsh Credit

In today’s world, where the cost of living is increasing drastically, it is not just necessary for your money but it is also necessary to save it wisely. Hence, at Adarsh Credit Co-operative Society, we have come up with a few financial tips which can help you to get the best of your financial investments.

So, use the tips given below and build a financially secure year for you and your family from today.

  • Develop a habit of saving

A major problem among the people is that they don’t save. So, before you begin with anything else this financial year, develop a habit of saving your money on a regular basis. This habit will help you in the long run and help you in needful times. You don’t have to start saving big amounts all of a sudden. You can start saving small amounts initially and increase that amount gradually.

  • Understand various investment schemes

Don’t invest in any investment scheme blindly. Go through a variety of investment schemes and know how they will help you to get the best deal of investment. Understand their different aspects well and choose the one which suits your needs. At Adarsh Credit Co-operative Society, we provide a number of investment schemes which have a varied basic amount of investments and duration of expiry.

  • Keep a track of your expenses and save accordingly

Most people decide upon saving their money up to a certain extent without considering their expenses. They struggle hard to save their money accordingly but end up disappointing themselves because their expenses don’t align with their savings. Hence, understand your expenses of every month first and then decide upon the amount you want to save for yourself. Ideally, 65% of your income should go for savings but if you have other mandatory expenses, then you can choose to save less as well.

  • Plan your investments in advance

Don’t fall in the trap that if you are saving your money then, it is enough to sustain all the needs of your life. Sudden plans like marriage or some necessary expenses can exhaust all your savings and you will have to start saving from the beginning. While minor expenses cannot be controlled, major expenses can be tracked. Hence, try to analyse the possible reasons you will have to save for, at the beginning of the year and save your savings from getting exhausted.

Adarsh Credit Co-operative Society offers trustworthy and beneficial investment schemes which can help you to achieve your long-term and short-term goals. To know more about our interesting schemes, visit our society today.

Best investment scheme for future expenses

Relish the dreams of your youth with Adarsh Credit Co-operative Society

It is often said that live while you are young and free so that you don’t regret it later. Well, it may be true. When you are young, you have the potential and the right resources to do so. But once you grow old, your deep web of responsibilities binds your dreams and never lets you achieve them. While fulfilling your desires might seem difficult to you at this moment, if you plan well and invest in the right places, this difficulty can be solved.

Hence, start investing in some reliable and beneficial investment schemes offered by our Adarsh Credit Co-operative Society to turn your dreams into a reality.

Daily Deposit scheme

The truth is that dreams cannot be achieved in a single day. You need to plan things and act accordingly in order to achieve them. Whether it is a dream of buying your own house or having dinner in your dream restaurant, you should plan it well to achieve them. Hence, start investing on a daily basis with our Daily Deposit scheme and take the first step towards achieving your dreams. Under this scheme, you can invest an amount a minimal amount of Rs.10 on a daily basis for a short period of 1 or 2 years and yet get a decent rate of 8% and 10%. This way, you will set the basis of your sound financial future which will help you achieve your dreams in the long run.

Monthly Income Scheme

When you are young, you don’t really earn for fulfilling your basic needs, instead, you earn to fulfill your desires. And desires never end. But what if you get monthly returns from an investment scheme along with the salary you earn? It will bring a huge sigh of relief to your expenses and help you spend more without worrying about your salary. The Monthly Income Scheme from our Adarsh Credit Co-operative Society is one such investment scheme. Under this scheme, you get returns on a monthly basis with an initial investment of Rs.10,000 with further investments in Rs.1,000. The scheme can be availed for a period of 1 year to 10 years. Also, depending upon the maturity tenure of your scheme, the interest rate varies from 9.5 to 15%. So, fulfill your desires while managing your expenses with us.

A-15 Term Deposit scheme

Planning to go on a solo trip? Start planning today with the A-15 Term Deposit Scheme. This scheme eases your burden of collecting a decent amount for a trip by enabling you to invest for a period of 15 months. The basic investment should be made of Rs.5,000 and further installments can be made multiples of Rs.200. At the end of tenure, you get a maturity amount of Rs.5,825 for every Rs.5,000 you have deposited by then. Remember, the more you invest, the more you get in return. Also, a good part of this scheme is that there is no maturity facility available which means that you can’t spend it on unnecessary expenses. Thus, a part of your savings goes towards your solo trip fund every month and you can’t even touch that money until the scheme expires. Sounds great, doesn’t it?

So, relish your youth and fulfil all your dreams with Adarsh Credit Co-operative Society. To know more about such investment schemes, visit the society today.

Adarsh Credit Saving Account scheme

Lead a dignified retirement life with investment schemes by Adarsh Credit

When you are young and working, you hardly think about the time when you will grow old and you will retire. At that time, you will neither have the energy to work nor a stable source of income to support your everyday expenses. Hence, it is essential to start saving for your retirement early so that you can have a decent amount with you by the time you retire. Not only will it help you in managing routine expenses at that time but will also support you in leading a dignified life.

While there are many organisations which offer retirement plans, it is preferable that you do detailed research on them before choosing one. Remember, the wiser your decisions are, the better it is for you.

In order to help you sail through the confusion, we at Adarsh Credit, present a few investment schemes which will be a good choice for your retirement.

Savings account

When you plan investments for your retirement, remember not to invest all your money in long term investment schemes. Invest a decent amount in easily accessible schemes as well as it will help you in times of emergencies. One such investment can be a Savings account. This scheme is easily accessible and usually offers decent interest rates. At Adarsh Credit, you will fetch an interest rate of 6.75% along with other facilities like zero-facility facility, free statement facility, unlimited number of transactions, etc.

Fixed Deposit

Fixed Deposits can prove to be one of the suited alternatives when you are considering a number of investment schemes for your retirement. They are a safe bet for your money and prove to be helpful in the long run. At Adarsh Credit, you can choose the tenure of your scheme as per your convenience, from a period of 3 months to 10 years. Moreover, we offer high-interest rates that vary between 10-15%. The higher is the invested amount and the tenure of the scheme, higher is the interest rate.

Adarsh Bachat Patra

Term Deposits are another great way to invest for your retirement. We, at Adarsh Credit Co-operative Society, have revamped the term deposit and named it as Adarsh Bachat Patra. Under this scheme, you will be able to double your investments after the tenure of 72 months. The initial investment is as low as Rs.500 with further investments in multiples of Rs.100. Thus, you don’t have to bear the load of saving a large sum of amount for your retirement. Even small savings can do wonders.

Share Capitals

Share Capitals can prove to be helpful if you want to fetch great dividends by the time you reach your retirement. Unlike other financial organisations, Share Capitals at Adarsh Credit have been moulded to suit the needs of our members. This is the reason that you can purchase a single share for a minimum amount of Rs.10 at Adarsh Credit and get a decent dividend of 16% every year. You also get the liberty to choose the period of your investment which can range anywhere between 1 to 10 years. Moreover, you can withdraw your money as soon as your scheme matures and the maturity amount is transferred within minutes.

So, start planning your retirement and make a wise decision by choosing Adarsh Credit Co-operative Society. To know more about our investment schemes, visit the society today.