adarsh foundation

Adarsh Credit Co-operative Society fulfils social responsibilities

After achieving recognition on the international platform, Adarsh Credit Co-operative Society has not given a back seat to its social responsibilities. Adarsh Credit Co-operative Society has always worked for the betterment of the nation with Adarsh Charitable Foundation and other initiatives. Along with the financial products that it provides its members with benefits that can multiply their savings.

The initiatives that are undertaken by Adarsh Credit Co-operative Society, under Adarsh Charitable Foundation includes all the types of activities ranging from education, village development, women empowerment to any possible social cause of our nation. Adarsh Charitable Foundation, right from 2015, has always worked for the economically weak classes to make them able to live a healthy and happy life. Along with that they also make sure that the weak masses get quality services that they can use for development and education.

Adarsh Credit Co-operative Society’s initiatives

Some of the notable areas for which Adarsh Charitable Foundation has worked for are mentioned here with details about each one of them for your knowledge.

  • Health

In the health sector, Adarsh Charitable Foundation has given the maximum efforts by organizing various camps and helplines for instant help. Adarsh Credit Co-operative Society has organized various blood donation camps under the title, “Raktadaan hi Jeevendaan”. Even many health camps are organized at a lower or no price in the rural areas where people are devoid of medical help.

  • Water & Food

Adarsh Credit has also worked for the water scarcity problems in Sirohi region of Rajasthan. Under this initiative, Adarsh Charitable Foundation has established rainwater harvesting systems in the public schools, maternity hospitals, and other government buildings. Apart from these, water ATMs are set up to provide mineral water to the citizens, cleaning ponds to increase the ground water level and many other steps are taken by Adarsh Credit Co-operative Society.

  • Education

Adarsh Charitable Foundation has actively participated in undertaking many Anganwadis in Rajasthan to increase the quality of education. Along with this, the education for special children is also given equal importance. Children are taught various skills that include self-awareness, motivational speeches, stress management and many more skills that can help them in developing their personality.

Apart from these activities, Adarsh Credit Co-operative Society has also worked for disaster relief and set up camps for flood victims as well. Recently a camp was also organized to provide hygiene basic products to women such as baby kits, sanitary napkins, and petticoats.

If we want to enlist the activities by Adarsh Credit Co-operative Society that they have carried out for the betterment of the nation then it may take ages. So visit to get detailed information about all the activities.

You can even visit the nearest branch of Adarsh Credit Co-operative Society to know more or just browse through

adarsh sahkar sarita

Adarsh Credit to help Ajay Nehra to take part in floorball championship

Adarsh Credit Co-operative Society is known for its various beneficial financial products as well as the inputs in the development of the society as well as the nation as a whole. As a part of this mission to contribute to the well-being of the nations, Adarsh Credit Co-operative Society decided to help youth in achieving their goals that lay unfulfilled due to lack of financial aid.

Recently, Adarsh Credit Co-operative Society took an initiative to help a young and ambitious floorball player, Ajay Nehra. Witnessing the caliber and talent in Ajay, Adarsh Credit decided to give him financial aid to attend under-19 international floorball championship that will be held in Singapore.

In an interview, Ajay Nehra gave a brief about the floorball game, his happiness to receive a financial aid to grow more and about the under-19 international floorball championship. Here are a few glimpses of what Ajay Nehra had to say during the interview.

Firstly Ajay Nehra gave an introduction to floorball game comparing it with floor hockey and gave details about it. Adarsh Credit Co-operative Society and its members were keen to hear about Ajay Nehra’s growth as a player, to which he responded saying that he has been playing floorball from 4 years and wants to build a career as a floorball player.

Ajay Nehra expressed his gratitude and happiness towards Adarsh Credit Co-operative Society for giving financial aid to fulfill his dream of getting a chance to attend the under-19 international floorball championship. He especially thanked Mr. Rahul Modi, Managing Director, Adarsh Credit Co-operative Society for inspiring and helping him to attend the floorball championship.

This championship is going to be held from 24th July 2018 and Adarsh Credit Co-operative Society wished Ajay Nehra good luck to achieve his dream and become a renowned floorball player. To get details about Adarsh Credit Co-operative Society’s contributions visit

Good news for shareholders of Adarsh Credit

Shareholders of Adarsh Credit Co-operative Society to get 16% dividend

Adarsh Credit Co-operative Society is known for its highly beneficial financial products. Whether it is the case of providing high-interest rate accounts or fixed deposits with benefits, Adarsh Credit has always tried to provide maximum benefits to its members. Even there are certain Adarsh exclusive products for its members through which they can leverage the maximum benefits and safeguard their precious earnings.

Walking on the same road again, Adarsh Credit Co-operative Society this time took a step to make even the shareholders delighted by providing them 16% dividend for this financial year 2017-18. Recently the 20th annual general meeting of Adarsh Credit Co-operative Society was held in which all the members decided announced 16% dividend to the members for the financial year 2017-18.

The process of releasing the benefits will begin soon and the members will be provided with their share of benefits according to the announcement by Adarsh Credit Co-operative Society. Along with this, the benefits for the financial year 2018-19 were also discussed. For the current financial year, it was announced that 15% interim dividend will be provided to the members and shareholders of the society.

Mr. Rahul Modi, Managing Director, Adarsh Credit Co-operative Society, happily shared the exponentially increasing growth statistics with the members present at the annual general meeting this year. In the financial year 2017-18, the share capital and reserve fund of Adarsh Credit Co-operative Society has witnessed a rise of 40.48%. Not only that, the amount of the share capital and reserve fund has reached to 2705.65 Cr.

Adarsh Credit Co-operative Society has managed to secure a net profit of 481.28 Cr which in itself is a big achievement. Not just stats of the financial profits and funs, Adarsh Credit has expanded its family to 20 lakh member and is increasing day by day.

Adarsh Credit Co-operative Society has taken the road to success and is not stopping soon in serving the nation with its services, visit the nearest branch of Adarsh Credit to get the benefits of this society or browse through the financial products at

celebrate 2 million members - Adarsh Credit

Adarsh Credit Co-operative Society to celebrate 2 million members

Adarsh Credit Co-operative Society started with a vision by Mr. Mukesh Modi, founder of Adarsh Credit to set up a co-operative society to bring people together. This co-operative society was founded as a completely co-operative and founder’s vision to bring about a change in the life of people of India with the financial services.

This co-operation movement started with the first branch of Adarsh Credit Co-operative Society established in Sirohi, Rajasthan. This dream started taking its form with the initial team of 3 advisors and one employee working day in and out to build the co-operative society. The first branch of Adarsh Credit Co-operative Society was small and equipped with a limited number of resources, but this did not affect the ambition of the team to hinder the society.

In the journey that started from 1999 with a single branch in Sirohi that catered services to the local masses of Rajasthan, today Adarsh Credit Co-operative Society has been able to successfully establish 809 branches pan India. The journey that started with limited resources had to also witness a downfall, but this did not affect the vision of Mr. Mukesh Modi and took another flight in 2001 reaching the heights of 2 million members today.

The success of Adarsh Credit Co-operative Society is purely based on the blend of vision of Mr. Mukesh Modi and digital transformation with technical development brought by Mr. Rahul Modi, Managing Director, and CEO of this co-operative society in India. The number of financial products and services has also seen a huge transformation and is benefiting the members of Adarsh Credit Co-operative Society by leaps and bounds.

With a vision to be the co-operative society in India that is led by the rules of technological trends to ease the work and become totally paperless, cashless and branchless one day, Adarsh Credit Co-operative Society is setting an example of digitally equipped society.

The digital transformation of Adarsh Credit Co-operative Society has witnessed in these years can be summed up as the most advanced mobile application, a tie-up with Adobe for e-signature, and has so many awards and recognition in its kitty.

And today the family of Adarsh Credit Co-operative Society has 2 million members to share this joy and celebrate the co-operative movement. If you too want to know more about this society, visit the nearest branch of Adarsh Credit Co-operative Society or browse

Adarsh Charitable Foundation

Adarsh Credit Co-operative Society takes up village development plans

Adarsh Credit Co-operative Society is always keen to extend its hands for help and service when it comes to contributing towards the nation. For this sole purpose, Adarsh Charitable Foundation came into existence. Adarsh Charitable Foundation works day in and out to provide as much support as they can to the society and serving the nation.

Adding to these efforts, Adarsh Credit Co-operative Society inaugurates various schemes and plans under village development plans. One such plan was executed fruitfully in Mahudi village in Gandhinagar, Gujarat, with a view to provide females of the village a platform to learn tailoring.

The first initiative in this plan by Adarsh Charitable Foundation was a tailoring cum production centre set up in Mahudi village in Gandhinagar. This centre assists the women of this village from self-help groups to inculcate the knowledge of tailoring and designing. Adarsh Credit Co-operative Society has tried to make the best efforts to elevate the level of training provided to women in the craft of tailoring making them self-dependent.

This centre was inaugurated on February 9, 2018, by Mr. Rahul Modi, MD, Adarsh Credit Co-operative Society and the Managing Trustee, Adarsh Charitable Foundation. And as Mr. Rahul Modi inspected the centre, addressing the women and villagers gathered at the event, quoted, “This Centre is not just a place where you learn new skills but we hope to encourage women to become empowered entrepreneurs, which will further help in developing the village”.

Adarsh Credit Co-operative Society, along with the support of USHA International Pvt. Ltd. under their “Silai School Model”, established this centre with a view to grooming the women of the Mahudi village to become well-versed in the craft of tailoring and designing. This can lead to boost their confidence, hence increasing their self-dependency and support their families as well.

Currently, there are 15 women who are selected from the four different self-help groups of the village. These women are being trained in advanced tailoring and designing skills, who will then become master trainers to share their knowledge with other villagers enlightening them as well.

Adarsh Credit Co-operative Society is in constant movement to provide the best possible assistance to the women of Mahudi village to enhance their tailoring skills. To get an in-depth view of the foundation and its activities visit:

Current Account - Adarsh Credit Co-operative Society

Time to open a current account with Adarsh Credit Co-operative Society

Adarsh Credit Co-operative Society has till date never failed to satisfy its members with its lucrative financial products. These financial products are for the members to secure and invest their money and get the highest possible returns from this co-operative society in India.

Among the list of financial products, Adarsh Credit Co-operative Society has one simple yet one of the major financial products of the society, which is the Current Account. This financial product comes with a large number of benefits that are discussed further in this discussion.

Basically, like any other current account functions, Adarsh Credit Co-operative Society’s current account also allows the members to deposit and withdraw amount without any prior notice. Even cheque transactions are possible with the current account. You can give cheques to the creditors or take cheques as well.

Adarsh Credit Co-operative Society offers a zero balance, i.e no frills current account to its members. The members can keep their accounts active even at zero balance and they don’t need to keep any minimum amount to continue their engagement with the society.

Apart from this, there are no restrictions on the number of transactions too. The members can carry out as many transactions as they wish without worrying about any extra charges. To get the updates about your accounts and details regarding the transactions, Adarsh Credit Co-operative Society offers SMS facility and mobile application too.

If you are thinking about fund transfer to other accounts, then there are options for that too. The current account holders can transfer funds through our inbuilt Adarsh money facility for easy and secure transfer. And you even get the option of fund transfer through NEFT or RTGS. The incoming NEFT facility is also provided to the members, but it has an upper limit of ₹ 49,999/-.

There are no extra charges if the members want to avail the statement facility. Wait the benefits are not over yet! According to the current IT act, there will be no TDS deduction on interest for the members of the Adarsh Credit Co-operative Society.

Sounds interesting and lucrative enough right? Quickly get the details about opening a current account with Adarsh Credit Co-operative Society and lay back and relax to enjoy the benefits.

Get the details of this scheme and know more about all the other financial products at Adarsh Credit Co-operative Society.

Adarsh Credit Cooperative Society at IBM Think 2018

The success story of Adarsh Credit Cooperative Society unveiled at IBM Think 2018

Being a topic of current discussion and being proud about the work and dedication that Adarsh Credit Cooperative Society has shown to rank in the lead of many cooperative societies so far in terms of use of innovative technologies, today, Adarsh Credit stands tall reciting its success story on one of the highly regarded platform, IBM Think 2018.

Just for a brief, IBM organizes a conference every year to encourage thinkers and innovators from various niches, industries, and expertise to their knowledge and stories to make the business world a smarter place to innovate and grow. This flagship conference is the ‘IBM Think’ conference with the watchword, “Challenge yourself to think”, made everyone literally ponder on each of the success stories that were presented in IBM Think 2018 including Adarsh Credit Cooperative Society’s presence.

The showcase of Adarsh Credit Cooperative Society’s success story was on 20th March 2018 at the IBM Think 2018. The main focus of this showcase was to enlighten everyone about the digital transformation journey that Adarsh Credit has witnessed along with a brief on the technical development of the services provided by Adarsh Credit.

Mr. Rahul Modi, CEO and Managing Director of Adarsh Credit Co-operative Society embarked the showcase with a detailed word on the technical development that Adarsh Credit has gone through from the start and what it has attained presently in terms of adoption of latest technologies and included them in their services as well.

This address was followed by the elaboration of the digital transformation journey of Adarsh Credit Cooperative Society by Adarsh Credit’s CTO, Mr. Himanshu Shah. He briefly enunciated the journey by highlighting the milestones that have helped Adarsh Credit attain its current stature.

One of the reasons why Adarsh Credit Cooperative Society reached such an esteemed conference was the enhancement of the Adarsh Credit’s mobile application that was uplifted just within a period of 12 weeks to provide the best and lucid experience to the members of the society for carrying out financial services.

A lot more is there in the kitty of Adarsh Credit Cooperative Society for its members and looking at their exponential growth they will be leading the trail of cooperative societies in no time.

Explore more about Adarsh Credit Cooperative Society or even better visit the nearest branch to know more about the services and society.

digitization by Adarsh

Adarsh Credit Cooperative Society adopts Adobe Sign to avail its members with paperless financial services.

Adarsh Credit Cooperative Society has always been in news for its inclination towards digitization, and this fact is supported by yet another act, a tie-up with Adobe. Yes, Adarsh has now adopted Adobe e-sign which enables the members of the society to get rid of the physical KYC to carry out financial services and given access to the e-signatures that will be validated through smartphones.

Being a big supporter of the PM Modi’s directive for digitization, Adarsh started by introducing a mobile app which was enhanced within a period of 12 weeks to provide ease to its members. Now Adarsh Credit Cooperative Society is moving towards attaining complete digitization by a tie-up with Adobe for Adobe sign, to reach the goal of becoming completely paperless, cashless and branchless.

This tie-up will lead to easy and reliable documentation process by integration of e-signature with Aadhaar, to ease the process for members and ensure security and reliability.Adarsh Credit Cooperative Society has a large number of awards in its kitty for embracing digitization.

Enlisting can begin from ‘Best Adoption of Technology in BFSI’ at the SAP ACE Awards, awards from VMWARE, FIPS, and many more.

Adarsh Credit Co-operative Society has also done a strategic tie up with Oxigen services to provide financial inclusion to 1 lakh new villages. That’s not all, Adarsh is adamant in becoming completely digitized by adopting a secure financial system with blockchain implementation in India by holding hands with BankChain.

Adarsh Credit Cooperative Society has a lot more in store to adopt digitization, to know more about its activities towards digitization here.

Child care bond - Adarsh credit

Child care bond- An initiative by Adarsh to secure your child’s future

Adarsh Credit never fails to assist its members by keeping them satisfied with its various products and services, helping them to choose the right investment plans. Child care bond is one of those products which are lucrative enough to secure a future for the funds with the best term deposit rates to offer.

By adding Child care bond to its kitty, Adarsh Credit Co-Operative Society provides its members a high-return deposit scheme to get six times returns on their investment after the tenure of 20 years. With this scheme, we ensure that you get a secured future, for your child or as a support for your old age.

Child care bond allows you to embark with a minimum investment amount of ₹1000 followed by investments in multiples of ₹100. This amount has to be kept for the tenure of minimum 20 years and premature withdrawal is not an option for this scheme. However, you get facilities such as nomination and a high return rate that is six times your invested amount.

Child care bond to secure your child’s future

Just view Child care bond with a perspective of a child care plan, and you will start realizing how ideal this plan is to secure your child’s future. Investing your current savings with a bare minimum amount of ₹1000 today will safeguard your child’s future to fulfill all their dreams and paint a secure future.

This scheme is beneficial in all the possible ways to start saving from an early stage, although the facility for a loan is not available but owing to the extremely high return rate of six times the invested amount within 20 years of tenure, this scheme is a win-win.

As they say, it’s never too late to begin, so start investing in this term deposit as the earlier you start, quicker will be the returns.

Enticing enough to start investing?  Visit to know more about Child care bond.

Adarsh Credit Co-Operative Society

Adarsh Credit- A truly co-operative multi-state society

While being a lot of co-operative societies India, it takes some concrete efforts to stand apart.  But through years of hard work and excellent financial services, Adarsh Credit Co-Operative Society Ltd. has won hearts of more than 2 million people across the country. Since the inception in 1999, we have progressed in our journey to be one of the best credit co-operative societies in India. And today, with more than 800 branches, Adarsh Credit has become a multi-state co-operative society. Read more