Make your Diwali special by gifting a token of security to your family with Adarsh Credit Co-operative Society. Entrust your money in our Fixed Deposit scheme and let your family be away from financial pressures.
Fixed deposits offer a good rate of interest on the deposited amount. One has to credit a certain amount of money in the scheme for a fixed amount of time to avail the benefit of the good interest rates. The time duration for which the amount has to be deposited and the rate of interest differ as per the policies of various organizations. At Adarsh Credit Co-operative Society, you can deposit the money from a period of 3 months to 10 years with an interest rate varying accordingly.
Here are some advantages of Fixed Deposits facility offered by Adarsh Credit Co-operative Society:
1) Short-term fixed deposit facility
Short-term fixed deposits facilitate you to invest your money for a period of 3 months to 9 months at a decent interest rate. If you want to avail the benefits of a Fixed Deposit but for a shorter period of time, then this scheme is apt for you.
2) Attractive interest rates
Adarsh Credit Co-operative Society provides attractive interest rates on your FD. The longer the tenure of deposit is; the better your interest rate will be. For instance, on deposit of an amount of up to Rs. 5 lakhs for a period of about 1 to 2 years, the interest rate would be 10 percent on the deposited amount.
3) Small investments, good interest rates
We, at Adarsh Credit Co-operative Society, believe that even a small piece of cloth can save one on a rainy day. Adapting this saying, we have kept a minimum amount of Rs.1000 required for a fixed deposit. After this investment, you can keep depositing money in multiples of Rs. 100. This way, you can get good returns at the end of the tenure.
4) Loan facility against FD
We also offer loan facility against the amount deposited in your Fixed Deposit. This applies only if the maturity term of your FD is of one year or more. Furthermore, the interest rates are applicable as per terms and conditions of Adarsh Credit Co-operative Society.
5) Special interest rates for investments higher than Rs.15 lakhs
For the customers who wish to invest more than Rs.15 lakhs in our fixed deposits get a special benefit under which they can fetch special and high-interest rates on their fixed deposits ranging from 10-15 %.