Adarsh Credit Co-operative Society

Make your Diwali special with Adarsh Credit Co-operative Society

Make your Diwali special by gifting a token of security to your family with Adarsh Credit Co-operative Society. Entrust your money in our Fixed Deposit scheme and let your family be away from financial pressures.

Fixed deposits offer a good rate of interest on the deposited amount. One has to credit a certain amount of money in the scheme for a fixed amount of time to avail the benefit of the good interest rates. The time duration for which the amount has to be deposited and the rate of interest differ as per the policies of various organizations. At Adarsh Credit Co-operative Society, you can deposit the money from a period of 3 months to 10 years with an interest rate varying accordingly.

Here are some advantages of Fixed Deposits facility offered by Adarsh Credit Co-operative Society:

1) Short-term fixed deposit facility

Short-term fixed deposits facilitate you to invest your money for a period of 3 months to 9 months at a decent interest rate. If you want to avail the benefits of a Fixed Deposit but for a shorter period of time, then this scheme is apt for you.

2) Attractive interest rates

Adarsh Credit Co-operative Society provides attractive interest rates on your FD. The longer the tenure of deposit is; the better your interest rate will be. For instance, on deposit of an amount of up to Rs. 5 lakhs for a period of about 1 to 2 years, the interest rate would be 10 percent on the deposited amount.

3) Small investments, good interest rates

We, at Adarsh Credit Co-operative Society, believe that even a small piece of cloth can save one on a rainy day. Adapting this saying, we have kept a minimum amount of Rs.1000 required for a fixed deposit. After this investment, you can keep depositing money in multiples of Rs. 100. This way, you can get good returns at the end of the tenure.

4) Loan facility against FD

We also offer loan facility against the amount deposited in your Fixed Deposit. This applies only if the maturity term of your FD is of one year or more. Furthermore, the interest rates are applicable as per terms and conditions of Adarsh Credit Co-operative Society.

5) Special interest rates for investments higher than Rs.15 lakhs

For the customers who wish to invest more than Rs.15 lakhs in our fixed deposits get a special benefit under which they can fetch special and high-interest rates on their fixed deposits ranging from 10-15 %.

Enjoy the festival in fervour with Adarsh Credit Co-operative Society. Invest in our fixed deposits scheme and keep your worries at bay.

investment schemes - Adarsh

Ways to ensure financial stability by availing investment schemes regularly

The most common issue faced by everyone now days is the fact that there is a long list of financial goals but the income is limited. The consequence of this is that people tend to keep the option of investment and savings on the backseat resulting in no savings justify for future use.

Adarsh Credit Co-operative Society has a perfect solution for the ones facing this issue in their lives. Have a look at these ways to ensure financial stability along with regular savings and a number of investment schemes to embark investment too.

  • Start your investment alongside your earning

It is a good practice to start investing along with your earning and that can make a huge difference. It is not at all required to invest huge amounts. Just choose an amount that you can spare from your earning and these small portions will one day give you high returns to fulfill your future goals.

  • Chip in for down payment for large purchases

After securing some amount in the investment schemes, it now turns to start saving for down payments for the large purchases that you have planned. The reason to divide your investments is just to provide each priority in your life an equal chance to be fulfilled.

  • Make sure to save for emergency expenses

The investments and savings that you make can also act as a backup for any kind of emergency that arises and costs a fortune. So, the investment schemes that you are investing in or the amount that you saved will act as a way to get high returns as well as an emergency fund.

  • Look for high-interest investment schemes

The investments that you are making have to be wise and after giving a proper thought. In order to help you with this decision, Adarsh Credit Co-operative Society has brought a number of highly beneficial investment schemes:

If now you find a need to start your investment with Adarsh Credit Co-operative Society then get information all the investment schemes offered by Adarsh Credit at and start availing high benefits.

Start to chip in your MIS scheme to get monthly returns

If you are planning on embarking an investment plan or going for some schemes, then you should consider factors such as tenure, interest rates, how the interest is compounded etc. After deciding the priority of your choice only you can finalize an investment plan.

Among the plethora of choices available, there is a very interesting and lucrative investment plan by Adarsh Credit. This scheme is Adarsh Credit Co-operative Society’s monthly income scheme, the MIS scheme.

MIS scheme should be your first choice if you are looking forward to get returns every month that too with higher MIS interest rates. To opt for any investment plans, whether it is MIS scheme or any other scheme, you need to know the complete details about it, the ins and outs, advantages and drawbacks, only then you can decide whether it is suitable for your investment or not.

To begin with, Adarsh Credit’s MIS scheme is monthly income scheme that allows you to invest desired amount and get returns every month with MIS interest rates varying from 8.50% to 11.25%.

Under MIS scheme, you can invest any amount greater than ₹10,000 followed by investments in the multiples of ₹1000. The tenure of this MIS scheme may vary by the selection of the member and at Adarsh Credit you can invest your amount from a minimum of 1 year to maximum 6 years.

The MIS interest rate varies depending upon the tenure, amount and the investing person. There are special MIS interest rates for female members and senior citizens in the case they are investing in the MIS scheme.

There are special benefits of higher MIS interest rates for investments in lump sum amounts ranging from ₹15 lac to ₹1 Cr. And in this case also the female members and senior citizens get benefits of higher MIS interest rates.

Along with these interest rates and benefits, you get additional benefits such as premature withdrawal facility and loan facility. These benefits are subjected to the rules and regulations of the society and MIS scheme.

To get into the details of this scheme and know more about all the interest rates visit the nearest branch of Adarsh Credit Co-operative Society or just browse Adarsh Credit MIS scheme.

best term deposit rates - Adarsh triple

Triple your investment with ‘Adarsh triple’ and get high term deposit rates by Adarsh

Adarsh Credit Cooperative Society brings for you a term deposit plan that allows you to bag a huge return on investment of a small amount for the tenure of 12 years. With the term deposit rates offered among various term deposit schemes in the market currently, Adarsh Credit has taken a step towards offering Adarsh Triple scheme exclusively for its members.

This triple term deposit plan starts with a minimum initial investment of ₹ 500, followed by further investments in the multiple of ₹ 100. The tenure of this scheme is 144 months or 12 years to get the triple amount that you invested at the end of the tenure.

With this scheme you get benefits of nomination facility and loan facility is also available after 5 years after availing this scheme. Along with this, you can even pre-mature your term deposit after 6 years and avail the best term deposit rates as per the Adarsh Credit Cooperative Society terms and conditions.

The reason why Adarsh Triple is considered as one of the lucrative schemes offering high term deposit rates is that you get a whopping three times of the amount that you invested after 144 months and that just adds to your savings. Your initial investment now can lead to triple the invested amount when you will actually need it, whether it is for your child’s education, wedding or supporting their dreams and aid in your old age. Adarsh Triple is best to be your support when you are in need of it the most.

To avail Adarsh Triple and know more about this term deposit plan offering the best term deposit rates among other competitors, visit Adarsh Triple and get all the information. You can even drop by at our nearest branch and get benefits of this scheme.