Quick Links
Adarsh Fix Deposite

FIXED DEPOSIT

Fixed Deposit is available with various tenures which the members can choose as per their requirement. Short-term fixed deposits are also available that allow you to invest your savings for short tenure such as 3 months, 6 months and 9 months. Attractive FD interest rates are offered based on the tenure of your Fixed Deposit. Have a look at the FD interest rates for different tenures.

Duration Interest Rate (Annual) Special Interest Rate (On lumpsum Investment)
₹ 15 Lacs and above but less than ₹ 50 Lacs ₹ 50 Lacs and above but less than ₹ 1 Crore ₹ 1 Crore and above
Normal Member Female and Senior Citizen Normal Member Female and Senior Citizen Normal Member Female and Senior Citizen Normal Member Female and Senior Citizen
Short Term Deposit Schemes
3 Months 7.50% 7.50% 7.50% 7.50% 7.50% 7.50% 7.50% 7.50%
6 Months 8.00% 8.00% 8.00% 8.00% 8.00% 8.00% 8.00% 8.00%
9 Months 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50% 8.50%
Fixed Deposit Schemes
1 Year 9.00% 10.00% 9.25% 10.25% 9.50% 10.50% 9.75% 10.75%
2 Years 9.00% 10.00% 9.25% 10.25% 9.50% 10.50% 9.75% 10.75%
3 Years 9.50% 10.50% 9.75% 10.75% 10.00% 11.00% 10.25% 11.25%
4 Years 9.50% 10.50% 9.75% 10.75% 10.00% 11.00% 10.25% 11.25%
5 Years 10.00% 11.00% 10.25% 11.25% 10.50% 11.50% 10.75% 11.75%

Additional Special Interest Rates*

1.00% additional interest for women members on Fixed Deposit
1.00% additional interest for senior citizens (members above 50 years age) on Fixed Deposits
*Special interest rates applicable as per Society’s Terms & Conditions
Interest rates effective from April 01, 2018

FAQs

What is the tenure of Fixed Deposit?

A Fixed Deposit is available for various tenures like 3 Months, 6 Months, 9 Months, 1 year, 2 years, 3 years, 4 years and a maximum tenure of 5 years.

What is the minimum investment amount for Fixed Deposit?

The minimum amount of investment is Rs. 1,000 for Fixed Deposit and after that, one can invest in multiples of Rs. 100 in this product.

Is there any facility for prematurity in Fixed Deposit?

Members can premature the product as per the following rules:-

  • 3 to 9 months scheme → Prematurity payment facility not available
  • 1 year scheme → Prematurity payment facility not available
  • 2 years and above duration scheme → Prematurity payment facility not available up to 18 months. On taking prematurity payment after 18 months interest will be applicable as per society’s terms and conditions.

Is there any other facility for loan in Fixed Deposit?

Yes! Loan facility is available against Fixed Deposit as per the following rules:-

  • (A) 3 to 9 months scheme: Loan facility not available
  • (B) 1 year to 4 year scheme: Maximum up to 60% of the deposit amount.
  • (C) 5 year scheme: After 12 months, maximum up to 60% of deposited amount

Interest rate will be applicable as per society’s terms and conditions.

Are there any special benefits in the rate of interest for senior citizens and women?

Yes! An additional interest of 1% for female members and senior citizens ( member aged 50 years and above ) under this scheme. If a woman is also a senior citizen, then she can get only one benefit.

GET COMPETITIVE FIXED DEPOSIT RATES

Adarsh Credit Co-operative Society Ltd. brings to you different investment schemes through which you can reap competitive interests and make your investments grow in a short period of time. Our Fixed Deposit scheme lets you invest your valuable savings at comparatively FD interest rates. Adarsh Credit allows you to invest in FD for a tenure minimum of 3 months and maximum of 5 years.

As far as the deposit amount of Fixed Deposit is concerned, it can be as small as just ₹ 1000. Further, you can make an investment in the multiples of ₹ 100. By making just small investments, you can reap visibly good returns at the end of tenure.

Also, we offer you the short-term fixed deposits under which you are allowed to invest your life savings in FDs for shorter tenures. You may invest in short-term fixed deposits for the tenure of 3 months, 6 months or 9 months. On your FDs, you get best FD rates, ranging from 7.50% and 11.75%. So invest in Adarsh Credit’s Fixed Deposit schemes today and get competitive returns on your investments.

Now we have expanded our services for lump sum investments higher than 15 lacs. You will get special and higher interest rates with this lump sum investment scheme.

Disclaimer: All the products and services of the Society are exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

Enquire now for Fixed Deposit

Name
Email
Phone no
Message
© Copyright - Adarsh Credit. 2018 All rights reserved. Designed and developed by Communication Crafts.