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The A-36 is a Term Deposit Product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only. It gives maturity amount of ₹ 1,500 on every ₹ 1,000 investment after 36 months.

Product TypeTerm Deposit
EligibilityApplicant must be a member of the society
Minimum Deposit Amount₹ 500 and further in multiple of ₹ 100
Maturity Value₹ 1,500 on every ₹ 1,000 invested
Duration36 months
Premature Payment FacilityNot Available up to 1 year, Interest applicable only on withdrawal after 1 year as per Society Terms & Conditions
Nomination FacilityAvailable
Loan FacilityAvailable, guidelines applicable as per Society’s Terms & Conditions

*Effective from April 01, 2016


What is the tenure of A-36 Deposit Scheme?

The tenure of A-36 product is 36 months.

What is the minimum investment amount for A-36?

The minimum amount of investment is Rs. 500 for A-36 and after that, one can invest in multiples of Rs. 100 in this product.

How much interest can a member earn in A-36?

The interest rate of the product is approximately 13.75% (Quarterly Compound). This is an Adarsh Special Scheme where members can get maturity of Rs. 7,500 on an investment of Rs. 5,000.

Is there any facility for prematurity in A-36?

Members can premature this deposit after one year of investment.

Is there any facility for loan in A-36?

Yes! Loan facility is available against A-36. Members can avail maximum 60% loan against their investment amount in A-36. Interest rate will be applicable as per rules of the Society.