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Adarsh Savings Account


Opening a Savings Account (SA) at Adarsh Credit Co-Operative Society comes with many added privileges compared to other co-operative societies and banks. Adarsh provides a No Frills Account to members, i.e. the members can operate the account at zero balance too. Additionally, you also get annual 6.75%* of savings account interest rate which is compounded on a quarterly basis.

Adarsh Savings Account Features & Benefits

  • Minimum Balance Required – NIL (No Frills Account)
  • Interest Rate – 6.75%* per annum (Quarterly Interest pay out– Pro-Rata Basis Calculation)
  • Automatic Open Facility with B. P. creation (For New Members)
  • Unlimited Transactions without any charges
  • Nomination Facility
  • SMS Facility
  • Mobile Application Facility
  • Fund Transfer Facility through MMA or NEFT/ RTGS
  • Incoming NEFT Facility (up to ₹ 49,999/-)
  • Statement Facility without any charge
  • No TDS Deduction on interest for Members (as per current IT act)


Being one of the most recognizable credit co-operative societies in India, Adarsh Credit Co-Operative Society provides the best financial products to their members. Right from basic products to exclusive products, we at Adarsh Credit make sure that our members get secure investments and great interest on their investments.

When it comes to opening a Savings Account with Adarsh over any other bank or credit co-operative society, Adarsh wins the race. This is because of the extra privileges that we are offering compared to any other society. ‘No Frills Account’ is one such privilege that allows you to open a zero balance savings account with Adarsh. Also, our savings account interest rate is 6.75%* which payable on quarterly basis. Now this ultimately helps you make good savings. So open a savings account with Adarsh and get high saving interest rates.

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