Adarsh SIP Scheme

Secure your child’s future with Adarsh Credit’s SIP scheme

As parents, you would want to give all the comforts of the world to your child. You would want your child to be successful in life without any hindrance, right? But the life we lead comes with a probability of uncertainties. You never know what happens in the next moment. Hence, it always beneficial to have backup plans ready. In such situations, investment schemes act as a savior to your child’s present and future, also.

While there are many investment schemes in the market offering attractive benefits, the best choice should be the one which aligns with your financial goals. We, at Adarsh Credit Co-operative Society, have always vested our interests in providing you with the best services. Our SIP scheme is determined to fulfil our motive by acting as a good investment scheme, especially in terms of your child’s future. Read on to know about the SIP investment scheme.

What is SIP?

An SIP account enables the members of Adarsh Credit Co-operative Society to deposit a fixed installment for a period ranging between 12 months and 120 months.

Benefits of SIP:

Fulfill all the dreams of your child at a single time

SIP scheme comes with a number of benefits for you. One major benefit is that SIP lets you fulfill your child’s multiple dreams at a time. This can be done by depositing your money as per your convenience. And while you deposit your money at your convenience, you are also investing in other interest of your child.

SIP has 3 types of schemes:

  1. Monthly scheme: Under this scheme, you can deposit your fixed installment on monthly basis.
  2. Half-yearly scheme: Here, you can deposit your fixed installment on a half-yearly
  3. Quarterly scheme: Deposit your fixed installment on a quarterly basis, under this scheme.

Even a less amount of investment can secure your child’s future

Unlike other investment schemes, the minimum amount to be deposited in this investment scheme is not high. In case of monthly scheme, the minimum amount is Rs.100. After the initial investment, further deposits can be made in multiples of Rs.50. Whereas, under the quarterly and half-yearly schemes, the minimum amount of deposit is Rs.1,000 after which investments can be made in multiples of Rs.500. Hence, even with a less amount of investment, you can secure a sound financial future for your child.

No hindrance to your child’s future with high-interest rates

Another major benefit of this investment scheme is that it offers a high-interest rate on the deposited amount. High-interest rates will ensure that your child does not face any hindrance while pursuing his/her dreams. The interest rates in the scheme vary from 9-11% which depends upon the time duration of the deposited credit. For example, on a deposit of Rs.100 per month for a period of 36 months, you get an amount of Rs.7,117 under the half-yearly scheme.

Moreover, when in need, you can avail a loan of up to 60% of the invested amount after a certain period of time in the investment scheme.

Let your child spread wings like a free bird. Let him /her dream as much as they can and achieve all dreams with flying colours. And meanwhile, when your child is building a happy future, secure the child’s future by investing in investment schemes by Adarsh Credit Co-operative Society. To know more, visit our society today.