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Adarsh Credit

Adarsh Credit brings revolution in the field of credit co-operative societies

In the current scenario of the Indian economy, credit co-operative societies have their own importance. And Adarsh Credit has given a tremendous contribution to this. It has brought an incredible revolution in the sector of credit co-operative societies. In support of ‘Sabka Saath, Sabka Vikas (Collective Efforts Inclusive Growth)’ and Digital India, Adarsh Credit has done a lot.

Right from our one-of-its-kind mobile app Adarsh Money to various competitive financial products, we have always tried to establish transparency between us and our members. With 19 lakh members, we have made a unique identity as a credit co-operative society not only in India but the entire world.

Why people love Adarsh Credit?

From the beginning only, our operations and services have been very transparent. While updating our various products and services, we have also been progressing by leaps and bounds in the technology genre. Our members are facilitated with an extremely helpful mobile app Adarsh Money through which they can access their account from anywhere anytime. Checking account balance, transferring funds, paying utility bills and recharging wallets were not as easy as this before. Adarsh Money’s breakthrough features like touch ID, e-KYC and UPI gateway have made our members’ lives easier! Need more reasons why they love us?

Unique identity of Adarsh Credit in entire world

With our great financial products and transparent operations, we have become India’s largest multi-state credit co-operative society. We have waved our success flag not only in our country but the entire world. And this success was taken as a case study. In addition to this, our MD Mr. Rahul Modi was specially invited to a program held in London for unveiling the roots of our success.

With 19 Lakh members, Adarsh Credit Co-Operative Society Ltd. has become one of the most-preferable credit co-operative societies in India. Looking forward to receiving more love from you all.

Thank you!

Adarsh Credit with STREEBO

Adarsh Credit with STREEBO takes ‘Adarsh Money’ to the next level

When it comes to digitization, Adarsh Credit leaves no stone unturned. This is the reason why we’re among the most techno-savvy credit co-operative societies in India. As a part of our technological advancements, we have developed a mobile app for our society’s members and advisors.

And we are happy to share with you that Houston’s Streebo Inc. has decided to take this Adarsh Money mobile app to the next level. Streebo Inc. is a renowned digital transformation company in Houston. They are working with us to make our mobile app more efficient and advanced in order to provide the best experience of financial transactions to our members and advisors.

More efficient Adarsh Credit mobile app

In just four months, Streebo has developed a revolutionary drag-and-drop application with the use of DX Accelerator. This accelerator has reduced overall app development time for them. So what is new in the app now? Now, members can access their credit account together with availing services such as getting their account statement, fund transfer, utility bill payment as well as recharging their phones, DTH and data cards. On other hand, advisors’ Adarsh Money mobile app has also helped the advisors carry out their financial operations easily. Both these apps have been given easy navigation and user interface. For e-KYC and mobile wallet transactions, it has been linked with UPI gateway as well. Through Streebo DX Accelerator’s ‘point and click interface’, ticket booking and utility services have been made easier than ever before. To make Adarsh Credit mobile app even simpler for the users, log-in through Facebook Messenger has also been activated.

Surge in mobile app users

All these new features are available on both the platforms- iOS and Android. This Adarsh Credit mobile app has been used by almost 1 lakh advisors of Adarsh Credit since December 2017. Moreover, a surge of 60% has been witnessed in the ‘intra-day transactional revenue’ through the mobile application.

Based on the award-winning IBM technology, Streebo DX Accelerator platform is perfect to shape up our dream of revolutionary digital transformation. And we at Adarsh Credit are all set to compete with the world-class financial mobile apps in order to make Adarsh Money best of all.

Highlights of 2017

Top highlights about Adarsh Credit from the year of 2017

This year is about to end in a few days and 2018 will begin. With immense pleasure, we announce here that Adarsh Credit Co-Operative Society Ltd. has progressed at a great pace in the year of 2017. With a lot of achievements, awards and associations; Adarsh Credit has reached the pinnacle in the sector of Indian credit co-operative societies.

Let’s have a quick look at top 5 highlights from the year 2017:

1. Adarsh Credit associates with Oxigen 

In line with ‘Digital India’ dream envisioned by our Prime Minister, Adarsh Credit Co-Operative Society has taken a great step towards making the country digital. Adarsh Credit has tied up with Oxigen Services– a leading name in payment solutions provider. With Oxigen’s micro ATMs, Adarsh will soon reach the 2020 target of acquiring 100000 new villages which will have access to broad financial services.

2. Adarsh Credit won the Enterprise Mobility Award 

During a technical conference held at Pune, this award was given to Adarsh Credit Co-Operative Society Ltd. by the renowned Indian Express Group. Many other banks and financial institutes enrolled too for awards in different categories from which we won this award.

3. Tremendous support to ‘Rally for Rivers’ 

We all at Adarsh Credit Society enthusiastically supported the campaign ‘Rally for Rivers’. To save our rivers, this campaign was started by Shri Sadhguruji in association with the Isha Foundation which covered 23 events in 16 states, in total.

4. New corporate office in Ahmedabad 

Adarsh Credit opened the new corporate office in Ahmedabad. We at Adarsh Credit have a target of opening one lakh micro-branches in India to provide financial services to rural regions till 2020. Designed to reflect the personality of our business, this new office brings all departments together. The office is designed to help boost employees their productivity and, in turn, adds to the company’s growth.

5. Daily practice of National Anthem recitation 

We at Adarsh Credit have incorporated an innovative effort to start our day with the National Anthem. According to this unique practice, we recite national anthem every morning at sharp 9.35 after which we all start our day. This innovative effort really gives us positive energy and encouragement to do new things.

Looking forward to more successful 2018…[:]

The day begins at Adarsh Credit with the National Anthem

If you are associated with Adarsh Credit Co-Operative Society in any way, you must know how pro-active we are in whatever we do. Whether it is about the society or the nation, we always do the best. Adarsh Credit has always kept the nation first before anything else.

We at Adarsh Credit have always believed to keep the nation before our society. Through various efforts, we have made sure that we do every possible thing for the economic development of the country and to promote digital transactions. We believe to be committed to the country’s development.


Every morning at Adarsh Credit is patriotic

Adarsh Credit is patriotic

According to Adarsh Credit society’s Managing Director Rahul Modi, no religion is higher than nationalism in this world. And similarly, nothing can start our day better than the national anthem. Yes! We have incorporated a unique practice to start every working day at the office with the singing of India’s national anthem. At 9:35 am every morning, our national anthem ‘Jana Gana Mana’ is played, all at Adarsh Credit sing it and then, the work is begun.

The patriotic impact

When the day starts with positive energy, the importance of that day increases. This 52-second national anthem reciting fills us with energy to actively work throughout the day. The philosophy behind this small but proud patriotic step is that reciting national anthem every day gives all of us positive energy to start our day. It also builds new opportunities and gives us the energy to conquer the challenges. We all love this practice so much that we literally wait for the moment when our clock shows 9:35 am. National anthem infuses energy and positivity within us along with the inspiration to do something new.

https://www.youtube.com/watch?v=AYbNzXGid2Q&feature=youtu.be

Apart from this, we also have the practice to do all the professional communication in our national language Hindi which keeps all of us attached to our country.

In future, we are looking forward to bring in more such unique practices into the system. You can connect with Adarsh Credit by becoming our member or a financial advisor. Connect now!

Financial advisor

Adarsh Credit brings you some sure ways to multiply your savings

 

Everyone on the earth has their own dreams and they hold a capability to fulfil their dreams but what if you are short of money? Being ambitious is one thing and having resources to accomplish the ambitions is another. For this, you need to earn, maybe more than what you get from your regular remuneration.

How is this possible? What are all sources that earn you that extra money? There are, certainly! You need to save at the first and invest your savings in the right instrument. This is how you will be able to make more money and fulfil your ambitions.

1. Setting up achievable goals

Dreaming is okay but it must be within your limits. You can’t become a billionaire in a night or two. So firstly, set up some small achievable goals. You can decide on some small aims such as saving a small portion of 500 rupees every month. But make sure that you keep aside this amount regularly on a monthly basis. This amount will become a huge one after some years. Apart from accomplishing your dreams, these tiny savings will also help you pay out your daily expenses.

2. Make smart investment

This is the most important decision you need to take as it is, after all, going to affect your returns on that investment. To invest, there are multiple options available such as real estate, mutual funds, fixed deposits, daily deposits, recurring deposits, share capital, the stock market, etc. Analyse all the schemes, compare their perks and then decide which suits you the best.

  • Fixed deposits: FD has always remained a lucrative option to invest as it provides secure returns for a fixed tenure on your principal amount. No risk factor and 100 percent guarantee of getting your returns. With Adarsh Credit, you can avail high FD interest rates on your investments.
  • Daily deposits: Also known as Pigmy deposits, these are another most popular instrument when it comes to receiving secure returns. If you can save just a small amount on a daily basis, your savings will become a huge amount one day. This is why the concept of daily deposits has received a huge acceptance. You can earn an impressive interest as well and hence, multiply your savings in no time!
  • Adarsh exclusive schemes: Adarsh Credit society has renowned countrywide for the highest interest-paying schemes. Some Adarsh exclusive investment products such as Adarsh Triple, Adarsh Bachat Patra and Adarsh 18 multiply your savings in a short period of time. You can check our website for more information on this.

3. Saving in specific categories

Consider spending after some certain categories in a month only, according to your priorities. For example, you can go for purchasing a refrigerator (just an example) this month and your office outfits in the next month. This will certainly prevent you from spending on unnecessary things!

4. Taking advice of a financial advisor

If you think that you are amateur at this entire investment game, then why don’t you hire a financial advisor? It will be great to do so as financial advisors are the pro with their investment skills and hence, they can suggest you the most money-minting investment options for your savings. No other could tell you better which all schemes you should invest in!

All these tips are some certain ways to double or triple your hard-earned money savings. So why wait? Start investing from today itself!

 

child-education-adarsh-credit

Adarsh Credit supports inclusive childhood education

Adarsh Credit Co-Operative Society Ltd. is one of the best co-operative societies in India leaving no stone unturned when it is required for society’s welfare. The society is very much active in performing very well to carry out several betterment activities such as adopting Anganwadis, promoting women education, youth’s skill development, launching blood donation camps, supporting tribes with their health, various donations in medical and healthcare sectors, emergency relief work and much more.

 

Adarsh Credit has adopted 12 Anganwadis in Sirohi, Rajasthan in order to enhance the quality of early childhood education. The flagship project of developing the Anganwadi model has already been begun in Sirohi. Through Adarsh Charitable Foundation, Adarsh Credit has set up a standard for the children’s education in rural areas.

 

Adarsh Credit believes that children must be given right education and be taught the importance of several life values so that they can become good human beings in future. To take this aim further, Adarsh Credit throws light in three key areas:

 

  1. Adarsh Credit supports quality of learning

Play-based learning has been introduced by Adarsh Credit for the rural children. Each Anganwadi has been provided a local female support teacher known as ‘Adarsh Shikshika’ who is well-trained in play-based teaching. Apart from this, Adarsh Credit also distributed bags to children to cut their costs and promote the childhood education. Also, we launched two books containing poems and stories for children in the Anganwadis.

 

  1. Supporting infrastructure development

In order to establish an encouraging environment for the children, we have also equipped several Anganwadis and made required infrastructure repairs. With a vision to reduce carbon footprint, solar energy is used for all electricity requirements in some Anganwadis in Rajasthan. This counts a small but definite effort towards sustainable development.

 

  1. Adarsh Credit provides nutrition supplements

For healthy education, it is so required that children get nutritious food. Apart from what Anganwadis provide their students as mid-day meals; Adarsh Credit makes sure that they don’t suffer from malnutrition. This is why we provide these children required nutrition supplements.

In brief, Adarsh Credit Co-Operative Society Ltd. supports inclusive education that should comprise of learning life values, ethics and building the great personality apart from regular academics.

To connect with our society, become a member of Adarsh today!

Enterprise Mobility Award to Adarsh Credit

Enterprise Mobility Award to Adarsh Credit Co-Operative Society

As you all know, Adarsh Credit Co-Operative Society is named among the best co-operative societies in India. We, at Adarsh Credit offer varied financial products and services. Whether you are a housewife or a successful entrepreneur, we have investment schemes for all the dreams and needs.

The best proof of our best-quality financial services is the awards we get. Yes, we are immensely proud if all our advisors and members with the support of whom we have emerged as such a successful credit co-operative society in the country. There is a huge list of awards that we have won and this time, one more feather is added in our cap.

Enterprise Mobility Award to Adarsh Credit

Adarsh Credit has recently won the Enterprise Mobility Award from the renowned Indian Express Group. On behalf of the organization, our Mobility Chief Mr. Sameer Modi and IT Head Mr. Ramlal Arya received this award which was presented by Mr. Tapan Singhal, MD and CEO of Bajaj Allianz General Insurance. This award holds utmost importance because it was presented during a technical conference held at Pune. Many other banks and financial institutes also enrolled for awards in various categories from which Adarsh Credit Co-Operative Society was selected to give this award.

Adarsh Credit in the News

Adarsh Credit in the News

We hereby happily share with you that many newspapers have covered this achievement of Adarsh Credit. Above are the news clippings of two such newspapers who have published this story. You can read full story here:

  1. http://bit.ly/2ykc08o(Udaipur Dainik Bhaskar)
  2. http://bit.ly/2xDDOFK(Rajasthan Patrika)

On this prestigious occasion, our MD and CEO Mr. Rahul Modi mentioned that we are continuously contributing to promote mobility and digital transactions. And this Enterprise Mobility Award is a compliment for our great efforts.

This is not for the first time that we have received an award. For our good acts and CSR activities, we keep getting such awards and accolades. To know about them, keep regularly watching Adarsh Credit’s blog page.

Adarsh Credit investment schemes

This Diwali, invest with Adarsh Credit and get maximum returns

Needless to say what Diwali expenses are like in India. It is the biggest festival and demands a lot of money expenses. If not spent wisely, all your savings can vanish just in a while! What to do?

Save as much as you can!

Diwali is an extravaganza that comes and steals all your savings away! Saving is most important to cover our major Diwali expenses such as new clothes, household things, gifts, house renovation and more. If you keep a habit of saving a little amount everyday throughout the year, those savings can do a lot for you in during Diwali time.

Are you one of them who believe in storing the savings somewhere in the cupboard? If yes, then you are being greatly mistaken. Because you are missing on a very good rate of interest. Deposit your savings in the right investment scheme and see it get double/triple in no time.

Invest with Adarsh Credit

We at Adarsh Credit Co-Operative Society bring to you some most competitive and money-minting investment schemes which you can consider. This will help you earn higher interest rates and guaranteed good returns. Following are a few of our investment plans:

1. Monthly Income Scheme (MIS)

With Adarsh Credit’s MIS scheme, you may invest a particular amount and get return on it every month till the tenure ends. Tenure of your scheme can be anything ranging from 12 months to 72 months. According to your MIS plan, we offer a high rate of interest (8-10%) on your MIS deposits. Investing your savings in MIS scheme can give you enough money to spend for the Diwali month.

2. A-36 Term Deposit

This is a Term Deposit plan which allows you to deposit an amount of minimum Rs. 500 after which you can deposit in a multiple of Rs. 100. This scheme runs for 36 months (3 years). The rate of interest for A-36 term deposit scheme is 10.13%, compounded quarterly. So if you invest 1 lakh this Diwali, you will get 1 lakh 35 thousand on the Diwali after 3 years.

3. Fixed Deposit

Adarsh Credit offers you high-interest fixed deposit schemes. Based on the tenure of your fixed deposit, attractive FD interest rates are paid. Tenure may vary from 12 months to 60 months and interest, from 9 to 10%.For the women and senior citizen members, we offer 1% extra interest rate on your fixed deposit.

So which investment plan are you willing to go with? Invest now and save for your next many Diwali seasons. Hurry!

Adarsh Credit to help Anganwadi children

Adarsh Credit to help Anganwadi children with character building and intellectual development

Adarsh Credit Co-Operative Society is named amongst the most leading and renowned co-operative societies of India. Apart from the core operations and functionalities, we always try to give our 100% when it comes to serving the society. We understand our corporate social responsibilities and look forward to geting involved in such activities when required for the society’s welfare.

Education is the most important to make a good person. We at Adarsh Credit understand this very well and hence, we support character building and intellectual development of the youth.

Adarsh credit adopted ‘Nandghar’ in Goyali

Adarsh Charitable Foundation has adopted many schools and Anganwadis across the country. This time, it’s ‘Nandghar’ in Goyali village of Sirohi, Rajasthan. Its inauguration took place last month by Anita Bhadel, Honourable Minister of Women and Child Development , Rajasthan Government.

On this prestigious occasion, she appreciated the efforts put in by Adarsh Credit Co-Operative Society to encourage primary education in the society. She also said that it’s a huge responsibility to think for the youth’s intellectual development and character building in which Adarsh Credit is performing very well. If the Adarsh Credit Co-operative society helps other 140 schools of the district, this entire support will be remembered by everyone as the ‘Adarsh Project’.

Tremendous efforts put in by Adarsh Credit

Adarsh Credit has adopted 12 Anganwadi schools and in all these education institutes, children’s overall development is happening by providing three main requirements- fundamental facilities, greatest education and finest nutrition. School uniforms have also been provided by the Adarsh Credit to Anganwadi children. On this note, Honourable Minister Anita Bhadel suggested if these uniforms are re-distributed before the term starts, children’s interest to join the schools would even grow more. We at Adarsh Credit Co-operative Society Ltd.have also decided to help government schools with their infrastructure development and repairing. For this, we would be happy to give 75% of the entire expense.

All these efforts will be contributed for the shining futures of our young generation. Ultimately, these efforts will help them build a good character and grow as good human beings, which is indeed essential for development of any country.

Want to connect with Adarsh Credit? Fill the membership form, now!