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Best investment scheme by adarsh credit

Celebrating 20 years of Adarsh Credit Co-operative Society

It all began with the legendary vision of Mr Mukesh Modi. After spending a long time of his life in a regular way as everyone does, he realised that he wanted to do something for the betterment of the people of the society. His realisation led to the foundation of Adarsh Credit Co-operative Society in the year 1999 in a small town of Sirohi, Rajasthan. The Credit Co-operative Society began in a form of small society, initially, to cater to the needs of the local masses in Rajasthan, the majority of whom who belonged from the agricultural background. The message was clear: This Credit Co-operative Society is meant to uplift the weaker sections of our weaker sections belonging to the rural areas of the country.

The journey so far:

In the past 20 years, Adarsh Credit Co-operative Society has evolved from that small credit co-operative to the largest credit co-operative society of India. We received the status of Multistate Credit Co-operative Society by the Ministry of Agriculture, Government of India in February 2008. Since then, we have strived to grow and connect the rural parts of India to the mainstream. Today, in 2019, we have more than 800 branches, 3.7 lakh advisors and more than 2 million members in our society. We have embraced various trends in the market which are beneficial to the members of our society. One such trend is the wave of digitisation which has impacted the world immensely. We brought up our mobile application, the Adarsh Money mobile application, for both advisors and members. By doing so, we became the first Credit Co-operative of India to have our own mobile application. This mobile application now accounts for 99% of our regular transactions.

Our investment schemes:

When it comes to investment schemes, our investment schemes have got better and better with every passing year. In this quest, we have introduced many such schemes and removed a few which were not proving to be beneficial for our members. Their increased flexibility, lesser amounts of deposits and convenience of accessing them has appealed our members and help them, make the most of our investment schemes. A few of our well-known investment schemes are Savings account, Fixed Deposit, Daily Deposit Scheme or Pigmy Deposit Scheme, Adarsh Bachat Patra and 10-Year Flexi Deposit Scheme.

Our future endeavours:

We, at Adarsh Credit Co-operative Society, will continue to strive towards our vision of connecting rural India to the other parts of the country. By introducing a number of customer-centric investment schemes, we will motivate people across all ages to save their money and invest it in the right places. As we have always conveyed, such money can save your gut under difficult times and can help you fulfil all your desires without stressing on your pockets.

So, become a member at Adarsh Credit Co-operative Society. Visit our society to know more about us.

Best investment scheme for future expenses

Relish the dreams of your youth with Adarsh Credit Co-operative Society

It is often said that live while you are young and free so that you don’t regret it later. Well, it may be true. When you are young, you have the potential and the right resources to do so. But once you grow old, your deep web of responsibilities binds your dreams and never lets you achieve them. While fulfilling your desires might seem difficult to you at this moment, if you plan well and invest in the right places, this difficulty can be solved.

Hence, start investing in some reliable and beneficial investment schemes offered by our Adarsh Credit Co-operative Society to turn your dreams into a reality.

Daily Deposit scheme

The truth is that dreams cannot be achieved in a single day. You need to plan things and act accordingly in order to achieve them. Whether it is a dream of buying your own house or having dinner in your dream restaurant, you should plan it well to achieve them. Hence, start investing on a daily basis with our Daily Deposit scheme and take the first step towards achieving your dreams. Under this scheme, you can invest an amount a minimal amount of Rs.10 on a daily basis for a short period of 1 or 2 years and yet get a decent rate of 8% and 10%. This way, you will set the basis of your sound financial future which will help you achieve your dreams in the long run.

Monthly Income Scheme

When you are young, you don’t really earn for fulfilling your basic needs, instead, you earn to fulfill your desires. And desires never end. But what if you get monthly returns from an investment scheme along with the salary you earn? It will bring a huge sigh of relief to your expenses and help you spend more without worrying about your salary. The Monthly Income Scheme from our Adarsh Credit Co-operative Society is one such investment scheme. Under this scheme, you get returns on a monthly basis with an initial investment of Rs.10,000 with further investments in Rs.1,000. The scheme can be availed for a period of 1 year to 10 years. Also, depending upon the maturity tenure of your scheme, the interest rate varies from 9.5 to 15%. So, fulfill your desires while managing your expenses with us.

A-15 Term Deposit scheme

Planning to go on a solo trip? Start planning today with the A-15 Term Deposit Scheme. This scheme eases your burden of collecting a decent amount for a trip by enabling you to invest for a period of 15 months. The basic investment should be made of Rs.5,000 and further installments can be made multiples of Rs.200. At the end of tenure, you get a maturity amount of Rs.5,825 for every Rs.5,000 you have deposited by then. Remember, the more you invest, the more you get in return. Also, a good part of this scheme is that there is no maturity facility available which means that you can’t spend it on unnecessary expenses. Thus, a part of your savings goes towards your solo trip fund every month and you can’t even touch that money until the scheme expires. Sounds great, doesn’t it?

So, relish your youth and fulfil all your dreams with Adarsh Credit Co-operative Society. To know more about such investment schemes, visit the society today.

Adarsh Credit

Adarsh Credit brings revolution in the field of credit co-operative societies

In the current scenario of the Indian economy, credit co-operative societies have their own importance. And Adarsh Credit has given a tremendous contribution to this. It has brought an incredible revolution in the sector of credit co-operative societies. In support of ‘Sabka Saath, Sabka Vikas (Collective Efforts Inclusive Growth)’ and Digital India, Adarsh Credit has done a lot.

Right from our one-of-its-kind mobile app Adarsh Money to various competitive financial products, we have always tried to establish transparency between us and our members. With 19 lakh members, we have made a unique identity as a credit co-operative society not only in India but the entire world.

Why people love Adarsh Credit?

From the beginning only, our operations and services have been very transparent. While updating our various products and services, we have also been progressing by leaps and bounds in the technology genre. Our members are facilitated with an extremely helpful mobile app Adarsh Money through which they can access their account from anywhere anytime. Checking account balance, transferring funds, paying utility bills and recharging wallets were not as easy as this before. Adarsh Money’s breakthrough features like touch ID, e-KYC and UPI gateway have made our members’ lives easier! Need more reasons why they love us?

Unique identity of Adarsh Credit in entire world

With our great financial products and transparent operations, we have become India’s largest multi-state credit co-operative society. We have waved our success flag not only in our country but the entire world. And this success was taken as a case study. In addition to this, our MD Mr. Rahul Modi was specially invited to a program held in London for unveiling the roots of our success.

With 19 Lakh members, Adarsh Credit Co-Operative Society Ltd. has become one of the most-preferable credit co-operative societies in India. Looking forward to receiving more love from you all.

Thank you!

Adarsh Credit with STREEBO

Adarsh Credit with STREEBO takes ‘Adarsh Money’ to the next level

When it comes to digitization, Adarsh Credit leaves no stone unturned. This is the reason why we’re among the most techno-savvy credit co-operative societies in India. As a part of our technological advancements, we have developed a mobile app for our society’s members and advisors.

And we are happy to share with you that Houston’s Streebo Inc. has decided to take this Adarsh Money mobile app to the next level. Streebo Inc. is a renowned digital transformation company in Houston. They are working with us to make our mobile app more efficient and advanced in order to provide the best experience of financial transactions to our members and advisors.

More efficient Adarsh Credit mobile app

In just four months, Streebo has developed a revolutionary drag-and-drop application with the use of DX Accelerator. This accelerator has reduced overall app development time for them. So what is new in the app now? Now, members can access their credit account together with availing services such as getting their account statement, fund transfer, utility bill payment as well as recharging their phones, DTH and data cards. On other hand, advisors’ Adarsh Money mobile app has also helped the advisors carry out their financial operations easily. Both these apps have been given easy navigation and user interface. For e-KYC and mobile wallet transactions, it has been linked with UPI gateway as well. Through Streebo DX Accelerator’s ‘point and click interface’, ticket booking and utility services have been made easier than ever before. To make Adarsh Credit mobile app even simpler for the users, log-in through Facebook Messenger has also been activated.

Surge in mobile app users

All these new features are available on both the platforms- iOS and Android. This Adarsh Credit mobile app has been used by almost 1 lakh advisors of Adarsh Credit since December 2017. Moreover, a surge of 60% has been witnessed in the ‘intra-day transactional revenue’ through the mobile application.

Based on the award-winning IBM technology, Streebo DX Accelerator platform is perfect to shape up our dream of revolutionary digital transformation. And we at Adarsh Credit are all set to compete with the world-class financial mobile apps in order to make Adarsh Money best of all.

Highlights of 2017

Top highlights about Adarsh Credit from the year of 2017

This year is about to end in a few days and 2018 will begin. With immense pleasure, we announce here that Adarsh Credit Co-Operative Society Ltd. has progressed at a great pace in the year of 2017. With a lot of achievements, awards and associations; Adarsh Credit has reached the pinnacle in the sector of Indian credit co-operative societies.

Let’s have a quick look at top 5 highlights from the year 2017:

1. Adarsh Credit associates with Oxigen 

In line with ‘Digital India’ dream envisioned by our Prime Minister, Adarsh Credit Co-Operative Society has taken a great step towards making the country digital. Adarsh Credit has tied up with Oxigen Services– a leading name in payment solutions provider. With Oxigen’s micro ATMs, Adarsh will soon reach the 2020 target of acquiring 100000 new villages which will have access to broad financial services.

2. Adarsh Credit won the Enterprise Mobility Award 

During a technical conference held at Pune, this award was given to Adarsh Credit Co-Operative Society Ltd. by the renowned Indian Express Group. Many other banks and financial institutes enrolled too for awards in different categories from which we won this award.

3. Tremendous support to ‘Rally for Rivers’ 

We all at Adarsh Credit Society enthusiastically supported the campaign ‘Rally for Rivers’. To save our rivers, this campaign was started by Shri Sadhguruji in association with the Isha Foundation which covered 23 events in 16 states, in total.

4. New corporate office in Ahmedabad 

Adarsh Credit opened the new corporate office in Ahmedabad. We at Adarsh Credit have a target of opening one lakh micro-branches in India to provide financial services to rural regions till 2020. Designed to reflect the personality of our business, this new office brings all departments together. The office is designed to help boost employees their productivity and, in turn, adds to the company’s growth.

5. Daily practice of National Anthem recitation 

We at Adarsh Credit have incorporated an innovative effort to start our day with the National Anthem. According to this unique practice, we recite national anthem every morning at sharp 9.35 after which we all start our day. This innovative effort really gives us positive energy and encouragement to do new things.

Looking forward to more successful 2018…[:]

The day begins at Adarsh Credit with the National Anthem

If you are associated with Adarsh Credit Co-Operative Society in any way, you must know how pro-active we are in whatever we do. Whether it is about the society or the nation, we always do the best. Adarsh Credit has always kept the nation first before anything else.

We at Adarsh Credit have always believed to keep the nation before our society. Through various efforts, we have made sure that we do every possible thing for the economic development of the country and to promote digital transactions. We believe to be committed to the country’s development.


Every morning at Adarsh Credit is patriotic

Adarsh Credit is patriotic

According to Adarsh Credit society’s Managing Director Rahul Modi, no religion is higher than nationalism in this world. And similarly, nothing can start our day better than the national anthem. Yes! We have incorporated a unique practice to start every working day at the office with the singing of India’s national anthem. At 9:35 am every morning, our national anthem ‘Jana Gana Mana’ is played, all at Adarsh Credit sing it and then, the work is begun.

The patriotic impact

When the day starts with positive energy, the importance of that day increases. This 52-second national anthem reciting fills us with energy to actively work throughout the day. The philosophy behind this small but proud patriotic step is that reciting national anthem every day gives all of us positive energy to start our day. It also builds new opportunities and gives us the energy to conquer the challenges. We all love this practice so much that we literally wait for the moment when our clock shows 9:35 am. National anthem infuses energy and positivity within us along with the inspiration to do something new.

https://www.youtube.com/watch?v=AYbNzXGid2Q&feature=youtu.be

Apart from this, we also have the practice to do all the professional communication in our national language Hindi which keeps all of us attached to our country.

In future, we are looking forward to bring in more such unique practices into the system. You can connect with Adarsh Credit by becoming our member or a financial advisor. Connect now!