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Adarsh Credit brings you some sure ways to multiply your savings

 

Everyone on the earth has their own dreams and they hold a capability to fulfil their dreams but what if you are short of money? Being ambitious is one thing and having resources to accomplish the ambitions is another. For this, you need to earn, maybe more than what you get from your regular remuneration.

How is this possible? What are all sources that earn you that extra money? There are, certainly! You need to save at the first and invest your savings in the right instrument. This is how you will be able to make more money and fulfil your ambitions.

1. Setting up achievable goals

Dreaming is okay but it must be within your limits. You can’t become a billionaire in a night or two. So firstly, set up some small achievable goals. You can decide on some small aims such as saving a small portion of 500 rupees every month. But make sure that you keep aside this amount regularly on a monthly basis. This amount will become a huge one after some years. Apart from accomplishing your dreams, these tiny savings will also help you pay out your daily expenses.

2. Make smart investment

This is the most important decision you need to take as it is, after all, going to affect your returns on that investment. To invest, there are multiple options available such as real estate, mutual funds, fixed deposits, daily deposits, recurring deposits, share capital, the stock market, etc. Analyse all the schemes, compare their perks and then decide which suits you the best.

  • Fixed deposits: FD has always remained a lucrative option to invest as it provides secure returns for a fixed tenure on your principal amount. No risk factor and 100 percent guarantee of getting your returns. With Adarsh Credit, you can avail high FD interest rates on your investments.
  • Daily deposits: Also known as Pigmy deposits, these are another most popular instrument when it comes to receiving secure returns. If you can save just a small amount on a daily basis, your savings will become a huge amount one day. This is why the concept of daily deposits has received a huge acceptance. You can earn an impressive interest as well and hence, multiply your savings in no time!
  • Adarsh exclusive schemes: Adarsh Credit society has renowned countrywide for the highest interest-paying schemes. Some Adarsh exclusive investment products such as Adarsh Triple, Adarsh Bachat Patra and Adarsh 18 multiply your savings in a short period of time. You can check our website for more information on this.

3. Saving in specific categories

Consider spending after some certain categories in a month only, according to your priorities. For example, you can go for purchasing a refrigerator (just an example) this month and your office outfits in the next month. This will certainly prevent you from spending on unnecessary things!

4. Taking advice of a financial advisor

If you think that you are amateur at this entire investment game, then why don’t you hire a financial advisor? It will be great to do so as financial advisors are the pro with their investment skills and hence, they can suggest you the most money-minting investment options for your savings. No other could tell you better which all schemes you should invest in!

All these tips are some certain ways to double or triple your hard-earned money savings. So why wait? Start investing from today itself!

 

child-education-adarsh-credit

Adarsh Credit supports inclusive childhood education

Adarsh Credit Co-Operative Society Ltd. is one of the best co-operative societies in India leaving no stone unturned when it is required for society’s welfare. The society is very much active in performing very well to carry out several betterment activities such as adopting Anganwadis, promoting women education, youth’s skill development, launching blood donation camps, supporting tribes with their health, various donations in medical and healthcare sectors, emergency relief work and much more.

 

Adarsh Credit has adopted 12 Anganwadis in Sirohi, Rajasthan in order to enhance the quality of early childhood education. The flagship project of developing the Anganwadi model has already been begun in Sirohi. Through Adarsh Charitable Foundation, Adarsh Credit has set up a standard for the children’s education in rural areas.

 

Adarsh Credit believes that children must be given right education and be taught the importance of several life values so that they can become good human beings in future. To take this aim further, Adarsh Credit throws light in three key areas:

 

  1. Adarsh Credit supports quality of learning

Play-based learning has been introduced by Adarsh Credit for the rural children. Each Anganwadi has been provided a local female support teacher known as ‘Adarsh Shikshika’ who is well-trained in play-based teaching. Apart from this, Adarsh Credit also distributed bags to children to cut their costs and promote the childhood education. Also, we launched two books containing poems and stories for children in the Anganwadis.

 

  1. Supporting infrastructure development

In order to establish an encouraging environment for the children, we have also equipped several Anganwadis and made required infrastructure repairs. With a vision to reduce carbon footprint, solar energy is used for all electricity requirements in some Anganwadis in Rajasthan. This counts a small but definite effort towards sustainable development.

 

  1. Adarsh Credit provides nutrition supplements

For healthy education, it is so required that children get nutritious food. Apart from what Anganwadis provide their students as mid-day meals; Adarsh Credit makes sure that they don’t suffer from malnutrition. This is why we provide these children required nutrition supplements.

In brief, Adarsh Credit Co-Operative Society Ltd. supports inclusive education that should comprise of learning life values, ethics and building the great personality apart from regular academics.

To connect with our society, become a member of Adarsh today!

Enterprise Mobility Award to Adarsh Credit

Enterprise Mobility Award to Adarsh Credit Co-Operative Society

As you all know, Adarsh Credit Co-Operative Society is named among the best co-operative societies in India. We, at Adarsh Credit offer varied financial products and services. Whether you are a housewife or a successful entrepreneur, we have investment schemes for all the dreams and needs.

The best proof of our best-quality financial services is the awards we get. Yes, we are immensely proud if all our advisors and members with the support of whom we have emerged as such a successful credit co-operative society in the country. There is a huge list of awards that we have won and this time, one more feather is added in our cap.

Enterprise Mobility Award to Adarsh Credit

Adarsh Credit has recently won the Enterprise Mobility Award from the renowned Indian Express Group. On behalf of the organization, our Mobility Chief Mr. Sameer Modi and IT Head Mr. Ramlal Arya received this award which was presented by Mr. Tapan Singhal, MD and CEO of Bajaj Allianz General Insurance. This award holds utmost importance because it was presented during a technical conference held at Pune. Many other banks and financial institutes also enrolled for awards in various categories from which Adarsh Credit Co-Operative Society was selected to give this award.

Adarsh Credit in the News

Adarsh Credit in the News

We hereby happily share with you that many newspapers have covered this achievement of Adarsh Credit. Above are the news clippings of two such newspapers who have published this story. You can read full story here:

  1. http://bit.ly/2ykc08o(Udaipur Dainik Bhaskar)
  2. http://bit.ly/2xDDOFK(Rajasthan Patrika)

On this prestigious occasion, our MD and CEO Mr. Rahul Modi mentioned that we are continuously contributing to promote mobility and digital transactions. And this Enterprise Mobility Award is a compliment for our great efforts.

This is not for the first time that we have received an award. For our good acts and CSR activities, we keep getting such awards and accolades. To know about them, keep regularly watching Adarsh Credit’s blog page.

Adarsh Credit investment schemes

This Diwali, invest with Adarsh Credit and get maximum returns

Needless to say what Diwali expenses are like in India. It is the biggest festival and demands a lot of money expenses. If not spent wisely, all your savings can vanish just in a while! What to do?

Save as much as you can!

Diwali is an extravaganza that comes and steals all your savings away! Saving is most important to cover our major Diwali expenses such as new clothes, household things, gifts, house renovation and more. If you keep a habit of saving a little amount everyday throughout the year, those savings can do a lot for you in during Diwali time.

Are you one of them who believe in storing the savings somewhere in the cupboard? If yes, then you are being greatly mistaken. Because you are missing on a very good rate of interest. Deposit your savings in the right investment scheme and see it get double/triple in no time.

Invest with Adarsh Credit

We at Adarsh Credit Co-Operative Society bring to you some most competitive and money-minting investment schemes which you can consider. This will help you earn higher interest rates and guaranteed good returns. Following are a few of our investment plans:

1. Monthly Income Scheme (MIS)

With Adarsh Credit’s MIS scheme, you may invest a particular amount and get return on it every month till the tenure ends. Tenure of your scheme can be anything ranging from 12 months to 72 months. According to your MIS plan, we offer a high rate of interest (8-10%) on your MIS deposits. Investing your savings in MIS scheme can give you enough money to spend for the Diwali month.

2. A-36 Term Deposit

This is a Term Deposit plan which allows you to deposit an amount of minimum Rs. 500 after which you can deposit in a multiple of Rs. 100. This scheme runs for 36 months (3 years). The rate of interest for A-36 term deposit scheme is 10.13%, compounded quarterly. So if you invest 1 lakh this Diwali, you will get 1 lakh 35 thousand on the Diwali after 3 years.

3. Fixed Deposit

Adarsh Credit offers you high-interest fixed deposit schemes. Based on the tenure of your fixed deposit, attractive FD interest rates are paid. Tenure may vary from 12 months to 60 months and interest, from 9 to 10%.For the women and senior citizen members, we offer 1% extra interest rate on your fixed deposit.

So which investment plan are you willing to go with? Invest now and save for your next many Diwali seasons. Hurry!

Adarsh Credit to help Anganwadi children

Adarsh Credit to help Anganwadi children with character building and intellectual development

Adarsh Credit Co-Operative Society is named amongst the most leading and renowned co-operative societies of India. Apart from the core operations and functionalities, we always try to give our 100% when it comes to serving the society. We understand our corporate social responsibilities and look forward to geting involved in such activities when required for the society’s welfare.

Education is the most important to make a good person. We at Adarsh Credit understand this very well and hence, we support character building and intellectual development of the youth.

Adarsh credit adopted ‘Nandghar’ in Goyali

Adarsh Charitable Foundation has adopted many schools and Anganwadis across the country. This time, it’s ‘Nandghar’ in Goyali village of Sirohi, Rajasthan. Its inauguration took place last month by Anita Bhadel, Honourable Minister of Women and Child Development , Rajasthan Government.

On this prestigious occasion, she appreciated the efforts put in by Adarsh Credit Co-Operative Society to encourage primary education in the society. She also said that it’s a huge responsibility to think for the youth’s intellectual development and character building in which Adarsh Credit is performing very well. If the Adarsh Credit Co-operative society helps other 140 schools of the district, this entire support will be remembered by everyone as the ‘Adarsh Project’.

Tremendous efforts put in by Adarsh Credit

Adarsh Credit has adopted 12 Anganwadi schools and in all these education institutes, children’s overall development is happening by providing three main requirements- fundamental facilities, greatest education and finest nutrition. School uniforms have also been provided by the Adarsh Credit to Anganwadi children. On this note, Honourable Minister Anita Bhadel suggested if these uniforms are re-distributed before the term starts, children’s interest to join the schools would even grow more. We at Adarsh Credit Co-operative Society Ltd.have also decided to help government schools with their infrastructure development and repairing. For this, we would be happy to give 75% of the entire expense.

All these efforts will be contributed for the shining futures of our young generation. Ultimately, these efforts will help them build a good character and grow as good human beings, which is indeed essential for development of any country.

Want to connect with Adarsh Credit? Fill the membership form, now!

Rally for River

Adarsh Credit Co-Operative Society supports ‘Rally for Rivers’ campaign

Water is the basic need of any living being and rivers are the main source of water we all consume. It’s not that we use water only for drinking but also for other purposes such as agriculture. If we consider India; on an average, a person requires 1.1 million litres of water every year which might get higher year after year.

On the contrary, the darker side is that the major rivers of India are getting dried. Many have almost vanished and the remaining ones are on the edge of drying or becoming seasonal. When there is rain, there is river and not otherwise! The pressure of infrastructure development and population increase is the core root of this crucial issue.

Present scenario

Brahmaputra, Godavari, Narmada, Yamuna, Ganga and many such rivers are our legacy and assets which fulfil almost 65% of our water needs. But unfortunately, these always-flowing rivers are depleting. If broadly seen, about one quarter part of the entire nation is turning into desert.

Rivers becoming seasonal

Flowing in monsoons and remaining dry for the rest of the season has become the scenario for these rivers. Plus, extreme monsoons and draughts have made a lot of crop failures throughout the nation. It is very vicious to state here that there is an expectation of welcoming even more extreme floods and droughts in the coming 20 to 50 years. Well, let us not think about the future now. But in the present situation also, too many cities are already facing water shortage every morning and some have to pay a lot more amount than the normal just to get one water bottle.

Ganga, Narmada, Cauvery and many such rivers have nourished us for centuries and now, they are drying. Isn’t it our responsibility to save them and nourish them back?

‘Rally for Rivers’ Campaign – The Solution

Under the leadership of Sadhguruji and Isha Foundation, the ‘Rally for Rivers’ campaign has been started to save these rivers and to create the awareness. Sadhguruji himself had driven a rally from Kanyakumari to Himalayas covering total 16 states and 23 events. Throughout 30 days, this rally lasted and created awareness across the nation.

Role of Adarsh Credit

Adarsh Credit Co-Operative Society being one of the most leading and renowned co-operative societies in India, stays always ready to support such issues for the betterment of the nation. We all at Adarsh Credit Co-Operative Society enthusiastically support the ‘Rally for Rivers’ campaign. We have also requested all our members and advisors to join this cause and support it so that we all, together can save our lifelines.

Join this movement now by giving a missed call to +91 80009 80009.

women to secure their financial future

Adarsh Credit Co-operative Society Ltd. encourages women to secure their financial future

Literacy amongst females is constantly increasing in India. The 2001-2011 decadal period saw a positive and faster growth in female literacy rates (11.8%) as compared to males (6.9%). As the literacy amongst women is increasing, their need to become financially more secure has also got an upsurge. Adarsh Credit thus encourages women and educates them about several financial services available.

The rural women of our country are still not aware about various ways available to secure their financial future. They are willing to invest in a better future.But due to lack of knowledge of financial services, they are left uninformed about different ways to start a better life. Adarsh Credit Co-operative Society Ltd. understands this very well and hence, decided to motivate women to save for their better tomorrow.

An Initiative for Women Empowerment

We, at Adarsh Credit Co-operative Society Ltd have engaged with over 300 Anganwadi women and educated them about the features and benefits of savings schemes. These women were earlier unaware about several opportunities available but, yearned to be independent and financially secure. So, we have made it our mission to assist them towards building a secure tomorrow. The meetings held in several rural areas of Gujarat saw immense engagement from the Anganwadi women. Apart from savings schemes, these women were also made aware about the importance of mobile banking and an opportunity to work as an Advisor with Adarsh Credit Co-operative Society Ltd.

We, at Adarsh Credit understand the significance of this initiative in the lives of women. Our country being at a developing stage requires such initiatives for better lives of women in the rural areas.Thus, the meeting is held every month in presence of all the Central Gujarat Anganwadi workers. In certain meetings held, members of Sakhi Mandal Group and Asha Workers also join to understand the importance of managing finances better.

We are glad that Adarsh Credit Co-operative Society Ltd.could contribute their bit by teaching the women today, to have a financially secure tomorrow. We look forward to take up more such initiatives that will not only enhance the lives of women, but also their families.

To know more about other privileges of our saving schemes, refer this link.

Found this interesting? Have a read of our previous blogs on similar line and know about various such initiatives undertaken by us.

flood victims

Adarsh Charitable Foundation extends support to the flood victims of Rajasthan and Gujarat

Last month, many states of India were impacted due to heavy rains. Rajasthan and Gujarat were amongst the states which were badly affected by floods. People living in villages suffered the most due to heavy rains. Transportation to many villages had been cut off. In fact, a lot of villages were entirely immersed in water due to the heavy rains. Adarsh Charitable Foundation, the philanthropic arm of Adarsh Credit understood this tough situation very well and extended its support to the flood victims.

The volunteers of Adarsh Charitable Foundation made it their mission to make life easier for the flood victims. These volunteers were constantly providing relief to the regions affected by flood in Rajasthan and Gujarat. They not only supplied food to the flood victims, but also provided them with medical kits. They made sure that there was no shortage of relief materials to the flood affected people.

A CSR initiative by Adarsh Credit

Mr. Rahul Modi, Managing Director, Adarsh Credit Co-operative Society Ltd. was in constant touch with the volunteers of Adarsh Charitable Foundation and made sure that all the supplies reached the affected regions as planned. Adarsh Charitable Foundation also hired chartered helicopters to dispatch food packets to the flood affected regions of Sirohi and Jalore. Flood victims in these regions could not even find clean drinking water. However, the volunteers supplied clean drinking water to them along with food packets and medical kits.

Adarsh Charitable Foundation distributed:

  • 25,000 food kits in Sirohi
  • 10,000 food packets in Jalore
  • 2000 tents
  • 500 blankets

Moreover, food packets were also distributed in villages such as Sanchor, Bhinwal and Raniwada of Jalore district. The affected regions of Gujarat were also provided similar support by Adarsh Credit.

The volunteers of Adarsh Charitable Foundation with the help of local administration distributed:

  • 21,000 food packets
  • 15,000 sukhdipackets
  • 80,000 water pouches
  • 3000 milk containers in Banaskantha district of Gujarat

Adarsh Charitable Foundation also organized health camps in Banaskantha. Over 400 medicines were distributed free of cost to the flood victims in medical relief camps set up in Dhanera and Jasra villages. They also supplied raw food material packs in flood-affected regions of Rajasthan and Gujarat. Each food material pack weighed 18 kg and consisted of 10 kg wheat flour, 1 kg mixed dal, 1 kg sugar, 1 kg salt, 1 Ltr mustard oil, 250 grams tea powder, 250 grams pack consisting of chilli powder, coriander powder and turmeric packet.

Adarsh Credit extended immense support to flood-affected regions with the help of chartered helicopters. This is for the first time in India that a charitable foundation hired a helicopter to distribute flood relief materials.

Rajasthan Chief Minister, Vasundha Raje was impressed and appreciated the work done by Adarsh Charitable Foundation and personally telephoned Mr. Mukesh Modi, Founder, Adarsh Charitable Foundation. Working towards welfare of the society has always been the mission of Adarsh Credit and such CSR initiatives prove the same.

Adarsh Credit Co-operative Society Ltd. understands the significance of this CSR initiative in lives of the flood victims. Since its inception, Adarsh Credit has always aimed to uplift the rural areas of the country and enable people to live a better life.

Found this interesting? Click here to know about our several other CSR initiatives.

cashless india

Adarsh Credit fulfills the dream of “cashless India”

“Digital India” has always been a dream of our Prime Minister NarendraModiji. He has always wished for India to become a cashless society. Adarsh Credit plays a small, but significant role towards fulfilling this goal of the Prime Minister. Adarsh Credit Co-operative Society Ltd , India’s Leading Credit Co-operative Society is doing its bit to contribute to the rural section of the society. Adarsh Credit Co-operative Society Ltd., a venture by founded by our very own Mukesh Modi has been changing the way financial institutions work in rural India. The society is an innovator in terms of digitalization.Let’s read how:

Adarsh Credit,transforming India digitally!

Our co-operative society has been working towards making India digital and fulfilling the Prime Minister’s dream. We have been providing all digital facilities to our members. Adarsh Credit has joined hands with digital wallet Oxigen to facilitate digital transactions. Our founder Mr. Mukesh Modi is a part of several organizations and is constantly working towards making financial transactions in rural sector more transparent and effortless.

Adarsh Money

We also ensure that rural India can avail financial services through our several technological adaptations. One of them is our mobile money app “Adarsh Money“, which allows rural India to engage in online payment methods.  The introduction of this app has further enhanced the transparency in digital transactions.

Additionally, Adarsh Money also helps Adarsh Credit Co-operative Society Ltd. to take in account the complaints of their members and advisors. This enhances the transparency in our organization and helps increase productivity.

We at, Adarsh Credit realize the importance of awareness about the various financial services available in the rural sector. Hence, we aim to bridge the gap between rural population and financial transactions. This also is key to provide facilities such as account handling, financial transactions or investing in any of our deposit scheme.

Adarsh Credit Co-operative Society Ltd. currently has over 1.7 million members and 809 technologically advanced branches in India. We provide NEFT/RTGS facility to all our account holders. Adarsh Money application is also available in Hindi language which makes it more user-friendly for the rural sections of the society. Hence, we at Adarsh Credit are making NarendraModi’s dream of a cashless society a reality with our various technological innovations.

We aim to provide high quality financial services to the rural sector which helps Adarsh Credit to prosper at a quick pace. Our society has more than a decade of experience and expertise in delivering great value to the members.

Apart from Adarsh Money, we also have other lucrative investment schemes such as Adarsh Triple and more. Check them out now!