darsh - India's most renowned cooperative societies

How Adarsh has become one of India’s most renowned cooperative societies?

The story of Adarsh Credit Co-Operative Society Ltd. started in 1999 with only a few branches. Far from the realm of technology, the society had a lot of paper work and manual work to do. The goal was to gain the customer trust and to become a global player in the sector of co-operative societies.

As our core business was more emphasized on financial transactions, we provided to our members the best financial services at their doorstep. We started to appoint the Advisors who had played the key role in our success story. On behalf of Adarsh Credit Co-Operative Society, advisors had started collecting the deposits door-to-door from the members.

Apart from this, we also launched some attractive schemes for the members. Our objective was never to become a profit-making organization. We have always believed to concentrate more on ‘let’s grow’ approach together rather than succeeding individually.

We have always believed to grow together with our members and advisors. This is the reason why we have succeeded to become one of the India’s most recognizable and trusted co-operative societies.

Indias most recognizable co-operative societies

Adarsh Credit Cooperative Society – One of India’s most recognizable Co-operative Societies

  • More than 1.7 million members
  • More than 2.5 lakh advisors
  • More than 809 branches

These numbers speak nothing but the prestige and success of Adarsh Credit Co-Operative Society. Started in the year 1999, Adarsh Credit Co-Operative Society had a vision to accelerate its reach to every curve across the country and today with more than 809 physical branches; it is now present in almost each and every corner of the country.

We have always tried to make Adarsh Credit Co-operative Society, one of the best co-operative societies in India and we are happy to say that we have been successful throughout our journey. We have enriched the financial and social status of our members by offering member-centric and by providing good quality services using most advanced technologies in financial services.

Moreover, Adarsh Credit Co-Operative Society has won the hearts of its members by providing the best financial services. It is available to serve its members anytime 24*7. The members can also place any grievances or request from any place of the country during anytime of the day.

We, at Adarsh Credit Co-Operative Society, have always keen to adopt the best practices in terms of technologies and business processes. This has made Adarsh Credit Co-Operative Society to be unique and most recognizable amongst all other co-operative societies of the country.

Adarsh Money – Mobile app

Adarsh Money – Mobile app for our members and advisors

Today, in the world of digitization, everything is turning digital. In order to serve the best services to our members and promote the cashless economy, Adarsh Credit Co-operative Society Ltd. had decided to come up with a mobile application.

We, at Adarsh, have equally subsidized and played a momentous protagonist to accomplish the assignment of making more people to enter the realm of digitization. For both – our members and advisors, we developed mobile applications which are available for free on Android and iOS platforms:

  1. Adarsh Money for Members (For Members only)
  2. Adarsh Money for Advisors (For Advisors only)

Adarsh Money for Members

This mobile application is encumbered with all the modern features which should be there in a mobile app of a financial institution or a co-operative society. Key features of this app are as under.

Key features:

  • Opening Savings, Current, Term Deposit RD and DDS accounts
  • Internal Fund Transfer
  • UPI based Payments
  • QR Code based payments
  • Wallet Recharge
  • Mobile and DTH Recharges
  • Bill Payments
  • Merchant Payment
  • Data card Payment

Apart from this, we have also kept provision for Reward Points and cash back on festive day recharges for our esteemed members.

Adarsh Money for Advisors

We have developed this mobile app keeping in mind the requirements of advisors. Features of this app are focused on business operations.

Key features:

  • All the collections
  • Account opening
  • Financial transactions
  • Advisors personal commitments
  • CRPB collections
  • Incentive details

Through both these mobile apps, we have well-maintained the transparency between our advisors and members by sending them SMS and e-mails for each transaction they make.

Both these apps are available on Google Play Store and Apple App Store for free. So you can download them.

Busting all the rumours!

Busting all the rumours!

Adarsh Credit Co-Operative Society Ltd. is a reputed multistate credit cooperative society. We believe that the most important factor that provides sustainable competitive advantage in our business is our own people – our members. By providing the most-preferred financial services across the country, we strive to create an environment that attracts and nurtures our members. We aim to deliver quality and delightful experiences by driving innovation through our bestin- class services and products.

It is said that last year, the Branch Manager of our Agarwal Market branch at Bokaro, was wrongly alleged and taken into custody. They all were the allegations and rumours that were spread last year because of which we had to go through a severe interruption in our day-to-day financial activities. We would like to inform you that whatever happened in the past was unfortunate.

This entire matter of allegations and arrest happened in June, 2016. Almost a year has passed now and everything is on track once again. But miserably, some fellows are still spreading such rumours with a wrong intention of spoiling the reputation and goodwill of Adarsh Credit Co-Operative Society Ltd. which is not acceptable. We would like to request you not to be a part of such rumours. Kindly shatter such fake news when you come across any.

Also, we assure you that our work is progressing smoothly without any flaw. Being our valuable members, we thank you all for your great support in our tough time. We are grateful that you have chosen us and that you keep faith in us.

Thank you!