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save girl child and her future by adarsh credit

Educate your girl child with investment schemes

Girls are the seed-sowers of our society. Their education not only benefits them but also the 3 generations of our society which in turn affects its positive growth. Hence, providing the best quality education to them should be a priority. But you don’t have to take any burden of such education. Just invest in wise in investment schemes and save sufficient money till your little girl grows up. And once she is old enough to achieve her dreams, let her spread her wings wide.

Check out a few schemes offered by Adarsh Credit Co-operative Society as below:

Daily Deposit scheme

Save as low as Rs.10 per day and yet manage to secure a decent amount after 1 year or 2 years with the help of our Daily Deposit Scheme. This is possible as the interest rate is as quite high. This scheme will help you to manage the regular expenses of your girl child without letting you compromise on the other needs of your family.

Fixed Deposits

Fixed Deposits are considered to be a trustworthy way of investing money in India. At Adarsh Credit Co-operative Society, these fixed deposits are easily accessible and hassle-free to manage. Along with the regularly fixed deposit scheme, we offer a short term deposit scheme as well. This short term deposit scheme can be availed for a period of 3 months to 9 months with a low amount of deposit. In return, you fetch an interest rate of 7% to 9.75%. Thus, you can fill both, the short-term requirements and the long-term requirements of your girl child.

A-3 Deposit Scheme

If you are planning to send your girl abroad after a period of 3 years, then this scheme will work out best for you. A-3 Deposit scheme allows you to invest for a period of 3 years so that you can fetch one and a half times of the deposit amount in the end. Further, the initial amount of deposit is Rs.500 with further deposits to be made in multiples of Rs.100.

Adarsh Bachat Patra

Adarsh Bachat Patra is a part of Adarsh Special schemes. Under this investment scheme, your invested amount will get doubled after a period of 72 months. Hence, you can plan further studies of your girl child well. And like our other schemes, the initial deposit amounts are as low as Rs.500 followed by further investments in multiples of Rs.100.

10 Year Flexi Deposit scheme

Being more flexible of the regularly fixed deposit scheme, 10 Year Flexi Deposit scheme is ideal, to begin with, the financial planning for your girl child. It offers an interest rate varying from 13.5% to 15% for a minimum amount of deposit starting from Rs.1,000 and further deposits to be made in multiples of Rs.1,000. Other benefits like prematurity facility and loan facility can also be availed under the scheme.

Know more about our investment schemes. Visit Adarsh Credit Co-operative Society today.

Best investment scheme by adarsh credit

Celebrating 20 years of Adarsh Credit Co-operative Society

It all began with the legendary vision of Mr Mukesh Modi. After spending a long time of his life in a regular way as everyone does, he realised that he wanted to do something for the betterment of the people of the society. His realisation led to the foundation of Adarsh Credit Co-operative Society in the year 1999 in a small town of Sirohi, Rajasthan. The Credit Co-operative Society began in a form of small society, initially, to cater to the needs of the local masses in Rajasthan, the majority of whom who belonged from the agricultural background. The message was clear: This Credit Co-operative Society is meant to uplift the weaker sections of our weaker sections belonging to the rural areas of the country.

The journey so far:

In the past 20 years, Adarsh Credit Co-operative Society has evolved from that small credit co-operative to the largest credit co-operative society of India. We received the status of Multistate Credit Co-operative Society by the Ministry of Agriculture, Government of India in February 2008. Since then, we have strived to grow and connect the rural parts of India to the mainstream. Today, in 2019, we have more than 800 branches, 3.7 lakh advisors and more than 2 million members in our society. We have embraced various trends in the market which are beneficial to the members of our society. One such trend is the wave of digitisation which has impacted the world immensely. We brought up our mobile application, the Adarsh Money mobile application, for both advisors and members. By doing so, we became the first Credit Co-operative of India to have our own mobile application. This mobile application now accounts for 99% of our regular transactions.

Our investment schemes:

When it comes to investment schemes, our investment schemes have got better and better with every passing year. In this quest, we have introduced many such schemes and removed a few which were not proving to be beneficial for our members. Their increased flexibility, lesser amounts of deposits and convenience of accessing them has appealed our members and help them, make the most of our investment schemes. A few of our well-known investment schemes are Savings account, Fixed Deposit, Daily Deposit Scheme or Pigmy Deposit Scheme, Adarsh Bachat Patra and 10-Year Flexi Deposit Scheme.

Our future endeavours:

We, at Adarsh Credit Co-operative Society, will continue to strive towards our vision of connecting rural India to the other parts of the country. By introducing a number of customer-centric investment schemes, we will motivate people across all ages to save their money and invest it in the right places. As we have always conveyed, such money can save your gut under difficult times and can help you fulfil all your desires without stressing on your pockets.

So, become a member at Adarsh Credit Co-operative Society. Visit our society to know more about us.

cashless india

Adarsh Credit fulfills the dream of “cashless India”

“Digital India” has always been a dream of our Prime Minister NarendraModiji. He has always wished for India to become a cashless society. Adarsh Credit plays a small, but significant role towards fulfilling this goal of the Prime Minister. Adarsh Credit Co-operative Society Ltd , India’s Leading Credit Co-operative Society is doing its bit to contribute to the rural section of the society. Adarsh Credit Co-operative Society Ltd., a venture by founded by our very own Mukesh Modi has been changing the way financial institutions work in rural India. The society is an innovator in terms of digitalization.Let’s read how:

Adarsh Credit,transforming India digitally!

Our co-operative society has been working towards making India digital and fulfilling the Prime Minister’s dream. We have been providing all digital facilities to our members. Adarsh Credit has joined hands with digital wallet Oxigen to facilitate digital transactions. Our founder Mr. Mukesh Modi is a part of several organizations and is constantly working towards making financial transactions in rural sector more transparent and effortless.

Adarsh Money

We also ensure that rural India can avail financial services through our several technological adaptations. One of them is our mobile money app “Adarsh Money“, which allows rural India to engage in online payment methods.  The introduction of this app has further enhanced the transparency in digital transactions.

Additionally, Adarsh Money also helps Adarsh Credit Co-operative Society Ltd. to take in account the complaints of their members and advisors. This enhances the transparency in our organization and helps increase productivity.

We at, Adarsh Credit realize the importance of awareness about the various financial services available in the rural sector. Hence, we aim to bridge the gap between rural population and financial transactions. This also is key to provide facilities such as account handling, financial transactions or investing in any of our deposit scheme.

Adarsh Credit Co-operative Society Ltd. currently has over 1.7 million members and 809 technologically advanced branches in India. We provide NEFT/RTGS facility to all our account holders. Adarsh Money application is also available in Hindi language which makes it more user-friendly for the rural sections of the society. Hence, we at Adarsh Credit are making NarendraModi’s dream of a cashless society a reality with our various technological innovations.

We aim to provide high quality financial services to the rural sector which helps Adarsh Credit to prosper at a quick pace. Our society has more than a decade of experience and expertise in delivering great value to the members.

Apart from Adarsh Money, we also have other lucrative investment schemes such as Adarsh Triple and more. Check them out now!

Adarsh - daily deposit

Benefits of Daily Deposit Scheme at Adarsh Credit Co-operative Society Ltd.

This Daily Deposit Scheme will encourage the members of Adarsh Credit Co-operative Society Ltd. to develop a habit of saving on a daily basis. It will also enable them to deposit money every day from their home or work place itself. It will help them save for their future financial requirements.

The members can start with deposits as low as ₹10 per day. You can save enough money along with earning an attractive interest as well. It is popularly known as Pigmy Deposit.

The advantage of opening a Daily Deposit Account is that the depositor would be able to save certain sums on a daily basis so that he/ she would be able to meet an anticipated liability or obligation after the end of a specified period.

The minimum tenure is 1 year and maximum tenure is 2 years for a Daily Deposit Scheme.

Additionally, the minimum amount of investment is Rs. 10 for Daily Deposit Scheme and post that, deposits can be made in multiples of 5.

Adarsh Credit provides daily deposit scheme at the interest rate of 8% for 1 year and 10% for 2 years.

There is a premature facility that is available at Adarsh Credit Co-operative Society as per applicable circular.

Adarsh Credit also has loan facility available against Daily Deposit Scheme. All its members can avail maximum 60% loan against their investment amount in DDS (Minimum Deposit Balance Rs. 1000/-). The interest rate will be applicable as per rules of the Adarsh Credit Co-operative Society Ltd.