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Investment schemes - Adarsh Credit

7 Surprise expenses that can bring your investment schemes to a halt

Some of you might be saving for some financial goals, retirement or maybe a trip. But the fact is no matter how much you plan, budget or save, there will be a number of expenses that will just pop out of the blue to pour a big bucket of water on all your pre-decided plans. Adarsh Credit Co-operative Society is here with a list of seven surprise expenses that will come whooshing towards you.

1. Car Expenses

Well, cars or any vehicles can invite any expenses at any point in time. Whether your car just breaks down or meets with an accident, you will have to pay the cost. Over and above that you have to pay car insurance premiums too. So, you need a backup investment scheme that will bear the expenses of your car.

2. Medical Expenses

When anything happens to you or your loved one’s health then these expenses are to be addressed immediately and they cannot be postponed or ignored. This situation or these kinds of expenses are sure to occur and demands an emergency fund even if you have health insurance covered.

3. Electronics

As the time passes, there will be advancements in technology and who does not love to walk hand in hand with the latest gadgets and technologies? So, in order to meet our need for buying all the latest gadgets and electronics you need an altogether different budget.

4. Home Repair Costs

Yes, there can be any sudden situation in your house that will need an immediate fix and you will have to spend on that too. And so in this case also you will need funds if the expense is too high. Of course, you might be investing in various investment schemes but then those were saved for a pre-decided expense right?

5. Surprise Gifts

Birthdays! How can you forget them? Whether it is of your beloved, friend, child or any family member, you have to buy a gift and obviously, you won’t have secured a special investment scheme for birthday gifts. If you are planning a gift for months then there are chances you might have everything secured. Otherwise, you have to secure an emergency fund for this too.

6. Education

This one is for the parents, who are aware of the tuition, schools and college fees that are soaring higher day by day. And most of the parents have secured funds or have investment schemes availed for these fees. But the fact that is overlooked by most parents are the little things such as a computer, laptop, extra-curricular activity supplies, hobby classes, school tours, and picnics, etc.

7. Social or Family Functions

You are already nodding your head when you read this line right? It is but obvious that all the family functions or social events add to your list of expenses, whether it is your own or you are attending someone else’s. Wedding, housewarming, get-togethers or baby shower, you have to spend a fortune.

In order to shield yourself from the above-mentioned surprise expenses, you need to keep a separate emergency fund by investing in highly beneficial investment schemes. The choice of these schemes should be such that you can get high returns which can be used in case of emergency. Adarsh Credit Co-operative Society has a few schemes that can prove to be of great help when such expenses arise.

Daily Deposit Scheme
Monthly Investment Scheme
Adarsh Bachat Patra
Adarsh 18
A-15
A-3 Deposit Scheme

Get all the information about these investment schemes and other financial products provided by Adarsh Credit Co-operative Society to start your investments today. You can even visit the nearest branch of Adarsh Credit to gain knowledge about various financial products.

Bitiya Samriddhi Yojna

Bitiya Samriddhi Yojna- The best investment plan by Adarsh Credit

Adarsh Credit always brings to you something that is best in all ways. All our products and services are developed considering the benefits of our members. We wish that you receive high returns on your investments. In order to offer you the best investment schemes, we update our product bucket.

Recently, we have added such an investment scheme called Bitiya Samriddhi Yojna. One of the term deposit products that we offer, this investment plan is exclusively for the members of Adarsh Credit Co-Operative Society Ltd. If you wish to invest your savings in this scheme, you will get, on maturity, two and half times your invested amount. Tenure of Bitiya Samriddhi Yojna is 72 months i.e. 6 years.

Also a great investment plan for a girl child

The government of India is putting hard efforts to give the best upbringing to girls in India. Various campaigns are run to educate girls, make them independent and empower the women of our country. Adarsh Credit Co-Operative Society is also active in doing various activities for the women empowerment and launching Bitiya Samriddhi Yojna is one of them.

Bitiya Samriddhi Yojna is beneficial especially for your girl child. If you have a girl child, you may consider investing in this scheme. Being one of the best investment plans for a girl child, Bitiya Samriddhi Yojna secures the future of your princess. On investing just ₹ 1000, you get ₹ 2500 after 6 years. You are allowed to invest a minimum of ₹ 1000 after which you can invest in the multiples of ₹ 100.

If you want to avail a loan against this investment scheme, that is also possible. Before 24 months, loan facility is not available but after that, you may avail maximum 60% loan against your invested amount. However premature withdrawal is not allowed with this term deposit scheme, you are given the high rate of interest on your investments.

So invest in this term deposit scheme and sit back until the date of maturity. To know more, enquire now.

cashless india

Adarsh Credit fulfills the dream of “cashless India”

“Digital India” has always been a dream of our Prime Minister NarendraModiji. He has always wished for India to become a cashless society. Adarsh Credit plays a small, but significant role towards fulfilling this goal of the Prime Minister. Adarsh Credit Co-operative Society Ltd , India’s Leading Credit Co-operative Society is doing its bit to contribute to the rural section of the society. Adarsh Credit Co-operative Society Ltd., a venture by founded by our very own Mukesh Modi has been changing the way financial institutions work in rural India. The society is an innovator in terms of digitalization.Let’s read how:

Adarsh Credit,transforming India digitally!

Our co-operative society has been working towards making India digital and fulfilling the Prime Minister’s dream. We have been providing all digital facilities to our members. Adarsh Credit has joined hands with digital wallet Oxigen to facilitate digital transactions. Our founder Mr. Mukesh Modi is a part of several organizations and is constantly working towards making financial transactions in rural sector more transparent and effortless.

Adarsh Money

We also ensure that rural India can avail financial services through our several technological adaptations. One of them is our mobile money app “Adarsh Money“, which allows rural India to engage in online payment methods.  The introduction of this app has further enhanced the transparency in digital transactions.

Additionally, Adarsh Money also helps Adarsh Credit Co-operative Society Ltd. to take in account the complaints of their members and advisors. This enhances the transparency in our organization and helps increase productivity.

We at, Adarsh Credit realize the importance of awareness about the various financial services available in the rural sector. Hence, we aim to bridge the gap between rural population and financial transactions. This also is key to provide facilities such as account handling, financial transactions or investing in any of our deposit scheme.

Adarsh Credit Co-operative Society Ltd. currently has over 1.7 million members and 809 technologically advanced branches in India. We provide NEFT/RTGS facility to all our account holders. Adarsh Money application is also available in Hindi language which makes it more user-friendly for the rural sections of the society. Hence, we at Adarsh Credit are making NarendraModi’s dream of a cashless society a reality with our various technological innovations.

We aim to provide high quality financial services to the rural sector which helps Adarsh Credit to prosper at a quick pace. Our society has more than a decade of experience and expertise in delivering great value to the members.

Apart from Adarsh Money, we also have other lucrative investment schemes such as Adarsh Triple and more. Check them out now!