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Financial advisor

Adarsh Credit brings you some sure ways to multiply your savings

 

Everyone on the earth has their own dreams and they hold a capability to fulfil their dreams but what if you are short of money? Being ambitious is one thing and having resources to accomplish the ambitions is another. For this, you need to earn, maybe more than what you get from your regular remuneration.

How is this possible? What are all sources that earn you that extra money? There are, certainly! You need to save at the first and invest your savings in the right instrument. This is how you will be able to make more money and fulfil your ambitions.

1. Setting up achievable goals

Dreaming is okay but it must be within your limits. You can’t become a billionaire in a night or two. So firstly, set up some small achievable goals. You can decide on some small aims such as saving a small portion of 500 rupees every month. But make sure that you keep aside this amount regularly on a monthly basis. This amount will become a huge one after some years. Apart from accomplishing your dreams, these tiny savings will also help you pay out your daily expenses.

2. Make smart investment

This is the most important decision you need to take as it is, after all, going to affect your returns on that investment. To invest, there are multiple options available such as real estate, mutual funds, fixed deposits, daily deposits, recurring deposits, share capital, the stock market, etc. Analyse all the schemes, compare their perks and then decide which suits you the best.

  • Fixed deposits: FD has always remained a lucrative option to invest as it provides secure returns for a fixed tenure on your principal amount. No risk factor and 100 percent guarantee of getting your returns. With Adarsh Credit, you can avail high FD interest rates on your investments.
  • Daily deposits: Also known as Pigmy deposits, these are another most popular instrument when it comes to receiving secure returns. If you can save just a small amount on a daily basis, your savings will become a huge amount one day. This is why the concept of daily deposits has received a huge acceptance. You can earn an impressive interest as well and hence, multiply your savings in no time!
  • Adarsh exclusive schemes: Adarsh Credit society has renowned countrywide for the highest interest-paying schemes. Some Adarsh exclusive investment products such as Adarsh Triple, Adarsh Bachat Patra and Adarsh 18 multiply your savings in a short period of time. You can check our website for more information on this.

3. Saving in specific categories

Consider spending after some certain categories in a month only, according to your priorities. For example, you can go for purchasing a refrigerator (just an example) this month and your office outfits in the next month. This will certainly prevent you from spending on unnecessary things!

4. Taking advice of a financial advisor

If you think that you are amateur at this entire investment game, then why don’t you hire a financial advisor? It will be great to do so as financial advisors are the pro with their investment skills and hence, they can suggest you the most money-minting investment options for your savings. No other could tell you better which all schemes you should invest in!

All these tips are some certain ways to double or triple your hard-earned money savings. So why wait? Start investing from today itself!

 

Higher term deposit rates

Adarsh Exclusive Products for higher term deposit rates

Since genesis of Adarsh, we have been catering various financial services and products to our members. Apart from being most competitive among the products offered by other co-operative societies in India, our products also help you earn higher interest rates than others.

We have products for your every dream, need and wish. In addition to major products such as savings account, current account and FD, Adarsh Credit Co-Operative Society Ltd. offers you an elite range of investment schemes called Adarsh Exclusive Products. This elite range comprises of various Term Deposit schemes under which you can get your investment multiplied within a short tenure. Read ahead to know more about these schemes:

A-15

While allowing you to invest the minimum amount of Rs. 5000 for a short tenure of 15 months, A-15 is the Term Deposit scheme. It helps you earn high term deposit interest rate of approximately 10.98% (Quarterly Compound).

Adarsh 18

This 18-month Term Deposit scheme offers you approximately 10.60% rate of interest on your valuable deposit. Apart from pretty good interest, Adarsh 18 also provides you several other perks. Nomination availability, loan facility and secured returns are to name a few.

A-36

A-36 offers you the best return on your investment at the end of 3 years of its fixed term. You can make an investment as small as just Rs. 500 after which you can invest in multiples of Rs. 100. The Term Deposit interest rate you get with A-36 is somewhere around 10.13% (Quarterly Compound).

Adarsh Bachat Patra

Within just 84 months of tenure, you can double your investment with Adarsh Bachat Patra. Available exclusively for the Adarsh members, this Term Deposit comes with a benefit of premature withdrawal according to some defined conditions by the society.

Adarsh Triple

As its name depicts, Adarsh Triple gives you three times your invested amount on maturity (after 144 months). With approximately 9.26% rate of interest, this Term Deposit scheme allows you to deposit the minimum amount of Rs. 500 and for further investment; you can invest in multiples of Rs. 100.

So in which Term Deposit scheme do you want to invest? Not sure? Place an inquiry and we will help you decide the right option for you.